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Oct 162017

Save A Ton Of Money Without Noticing

By |October 16th, 2017|Blog|0 Comments

Babystep number one of Dave Ramsey snowball is to save $1,000.

So many people fear this simple step thinking that much money is too much. But what about more than that? A lot more? Is there a way to save $60,000? Here is how to save $60,000 in a year.

Make It Smaller

The first rule of any goal is to break it down even more. Let’s do that with our goal of $60,000 in one year.

To save $60,000 a year you would need to save $5,000 a month or $165 a day.

Before we go on, it should be noted that this is possible but difficult especially for low-income earners. I will try to explain how everyone can do it but it will require a lot of sacrifices.

Save Your Savings

When you “save” money to you really? You go to the grocery store intending to spend $200 on groceries and only spend $150.

You saved $50, but did you put that $50 in savings? Or, did you just spend it somewhere else? My guess is that you spent it somewhere else instead of actually saving it.

To cut costs even more, have you taken an appraisal of your life and discovered if you really need everything you have? Do you need that new car with that new payment? Can you move out of the house you live in to spend less somewhere else? Do you need coffee every day?

If you can make these cuts in your life make sure you actually save the difference. Put the difference in a separate bank account that will show you how much you really are “saving”

How much can you save? Imagine you find a new place to live that saves you $200 a month you cut coffee out saving you $100 a month. Eat in rather than going out at work and at home saving yourself $345. You have already reached $645 this month on these few things alone.

Though a nice amount of money to save each month, more will be required to reach your goal of $60,000 in a year.

Never Get A Raise

A common personal finance tip is to save your raises each year. Any time you get a raise simply add it to your savings and don’t let lifestyle creep set in.

To reach this lofty goal of saving $60,000 in a year more will be needed.

If you can get a raise great, let’s say you get a raise of $500 a month you now have $1145.

The rest will have to come from more saving as well as more income.

Starting a side hustle is the only option. Create a business that you can work during your none working hours. Can you drive for a rideshare? Start an Amazon FBA business, or consult in a field you’re an expert in?

A part-time rideshare driving can make a few thousand a month, and Amazon FBA seller can make thousands some have even left their 9 to 5 in a few months because of how much money they are making.

The point is to create something making up whatever the difference is, save as much as possible, then work as much as possible.

It’s Not Easy

Your life won’t be fun, you will feel tired, worn out, and exhausted all the time. You won’t see friends or family as much as you would like.

But at the end of a year, you can have $60,000 if you’re willing to make changes in your life.

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Oct 92017

How To Become Independently Wealthy

By |October 9th, 2017|Blog|2 Comments

How To Become Independently WealthyHave you ever felt that sitting in your home day after day on a permanent Netflix binge sounds amazing? Or maybe sitting on the beach with a good book? How about traveling the world with no worries of how you’re going to pay for it?

You can do all of these, and so much more once you become independently wealthy. (more…)

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Oct 22017

Don’t Sell Yourself Short

By |October 2nd, 2017|Blog|2 Comments

Don't Sell Yourself ShortYou have been wanting to start a business for years now. But, who would pay you to do anything? You’ve never accomplished anything, you’re not interesting or excellent at things. Even your family and friends are telling you to just be happy with what you have.

But you still want more. Don’t sell yourself short, you deserve more and here is how you can do it. (more…)

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Sep 252017

Buy Glasses Online, at Incredible Rates, with Next Day Shipping Included!

By |September 25th, 2017|General Personal Finance|0 Comments

glasses-543117_640If you have done any shopping online, you would have by now realized that online prices are just cheaper when compared to offline prices that you pay at your local mall. Since online retailers are able to centrally hold their inventory in a single warehouse with low overhead costs, they are able to pass on a lot of their cost savings to you.

The scenario is no different when it comes to glasses as well. Before, the only way to buy prescription glasses would be to go to your ophthalmologist, get a prescription and then head over to your mall to find glasses, using that prescription. But now, thanks to online glasses shopping sites like Express Glasses, you can buy overnight glasses from the comfort of your home, using your prescription. What more, ordering such glasses online at sites like Express Glasses will help you get them shipped in just a day, about the same time a mall store will take to fit your frames with your lenses!

Buying online at Express Glasses has its other benefits as well. First, you are given an abundance of choice and ease of searching when you are looking for very specific frames. For example, if you want men’s glasses with an Aviator style frame, in a red color and made out of metal, you can select exactly those filter parameters to find at least a dozen frames that you can then choose from.

Imagine having such a specific taste when you visit the glasses store at your mall. The salesperson will probably be able to find you maybe one or two glasses that match these exact criteria of yours, if that!

Express Glasses has realized that people want to be able to buy glasses that match their very exacting style needs, fulfilling a prescription and also wanting to buy 24 hour glasses in the sense that they want their glasses within a day of their purchase. This exact need is what is fulfilled by Express Glasses that is one of very few online glasses retailers that makes next day glasses possible, shipping glasses in a day or less.

When you order, you will be given a form where you have to enter your pupil distance and the prescription numbers as written out by your ophthalmologist. Since the website’s ordering form requires you to enter your prescription’s numbers in the same standardized format that your ophthalmologist wrote it out in, there’s very little chance of making an error. If you still have doubts or concerns about how to enter your prescription, you can always call customer service at Express Glasses who will guide you and make you feel assured that you have entered your prescription details correctly.

Express Glasses is a GoDaddy verified site with a SSL certificate that makes it very safe for online shopping without having to worry about your credit card or debit card details being misused.

If you are in need of glasses, we highly recommend that you save money, buy a very unique style and also get your glasses shipped to you in just a day or less, using the Express Glasses website.

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Sep 252017

Gabriel Iglesias Net Worth – How Fluffy Made His Millions

By |September 25th, 2017|Blog|2 Comments

Gabriel Iglesias Net Worth - How Fluffy Made His MillionsLaughter is the best medicine or so they say.

If you don’t have friends or family around to make you laugh then a Netflix and chill night can do the trick.

With comedians like Gabriel Iglesias, you will never stop laughing. But what is Gabriel Iglesias net worth,
and what can you learn from him?

Who Is Gabriel Iglesias?

Gabriel Iglesias is one of the most successful highest paid comedians alive. But, he didn’t start that way.

He was born in California to a single mother and was the youngest of 6. To cope with the rough upbringing he learned to laugh, and more importantly make other people laugh.

He lived a “normal” life, for the most part, going to school, finding work, etc.

In 2000 however, he was done. He quit his job at a cell phone company to pursue comedy full-time, going against the wishes of his family.

His first real success came that same year appearing on Nickelodeon’s All That with stars Amanda Bynes and Nick Cannon.

He used his humor and skill at making voices to find more work on such projects as Family Guy, The Emperors New School, Magic Mike, and The Nut Job.

After rising to fame he then started his own show, as well as several specials on comedy central and later Netflix.

Gabriel Iglesias Net Worth

Gabriel Iglesias net worth is $30 million dollars. Not bad for someone who basically just tells jokes.

Though it’s true so much more work is involved than just telling jokes. Things like practicing, making sure jokes work on crowds, and getting more material from his life.

On top of that, there is a lot of travel, time away from family, and long days.

Lessons From Gabriel Iglesias Net Worth

Gabriel Iglesias net worth didn’t all come at one time. He had to start off small working in clubs for little to no money. If you have a dream take small steps to get there, even if it’s just 15 minutes a day. A million little steps can take you a lot farther than 100 large ones.

Family can sometimes not uplift or get you where you want to go. Gabriel Iglesias own mother strongly encouraged him to not leave his job to pursue this.

Sometimes our friends and family can give advice, even strong advice, that they really think is for our best. However, sometimes we know that we can make it even when no one believes in us.

If you have a dream, believe in yourself and work towards it. Don’t let anything stop you.

A pain for you can be a pain for others. Gabriel Iglesias was given just 2 years to live due to his weight and diabetes. He changed his diet, started working out and lost over 100 pounds.

To lose weight he created an entire product line in order to help him do so and then sold it to others to make himself money.

Odds are if something bothers us it bothers others too. Creating something to solve our problems could help others and give us a nice income.

Disease Called Debt

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Sep 212017

How to Tell When a Side Hustle Isn’t Worth It

By |September 21st, 2017|General Personal Finance|0 Comments

people-2592010_640To make ends meet these days a lot of people are picking up a side hustle or second job. Having a side hustle has a lot of benefits.

Some of those benefits include extra money, a backup plan to your regular job, and learning new job skills. But in addition to all of the positives, a side hustle may also have some downsides.

If you are wondering about your own side hustle there are ways to tell when a side hustle isn’t worth it.

1. Interferes With Your Regular Job

When you have a regular 9 to 5 job and you pick up a side hustle it can be difficult to juggle both at times. Schedules can get hectic and it can be hard to fit everything in.

Once a side hustle begins interfering with your regular job it may be time to end it. You certainly do not want to threaten your main source of income if you rely on it to keep your bills paid.

Ask yourself if your main source of income is important to maintaining your way of life. If so, consider carefully whether or not you should keep your side hustle.

2. Family Time is Non-existent

Along with the monetary benefits of a side hustle you may end up learning a new skill. However, it can be difficult to find the joy in it if you have no time to spend with your family.

It is important to spend time with your partner, spouse, or children. Otherwise you and other family members may begin to feel like all you do is work and sleep.

3. Doesn’t Pay Enough

One of the main benefits of having a side hustle is the extra income it can produce. You can use the extra money for meeting regular monthly bills or paying off debt. Of course, you could also use the money for trips or other fun activities.

But what if your side hustle isn’t generating enough income for any of these things? Why are you busting your tail, then?

For example, if you love crafts and plan to sew items to sell for a profit, are you charging enough to make it worth the effort? This is one side hustle it can be difficult to turn a profit in. People often forget to include labor costs for the work they do.

Once your side hustle isn’t paying for your time it may be time to do something else with your time.

4. Prevents Other Necessary Activities

In order to live there are certain household chores that we must all do. As an example, you must wash your laundry and do the dishes occasionally.

If your side hustle gets in the way of doing these things to the point that your home is a wreck and you can’t keep up, it may be time to throw in the towel. This is especially true if it is causing fights or hurt feelings with your significant other or spouse.

5. Causes Fatigue

Many people with a side hustle must cut their sleep hours short in order to find the time to work more hours. While this can be done for a short period of time it is harder to maintain over a longer period.

Lack of sleep can cause serious health issues including high blood pressure, increased susceptibility to illnesses, weight gain and depression among others.

In order to perform at your peak in your side hustle, regular job, and in other activities you must give your body the rest it needs. Continually short-changing it will eventually catch up to you.

Is the extra money enough to warrant the risk? Are you planning on turning your side hustle into a full time job?

Think about whether or not it is worth it to constantly feel tired and sluggish. If the answer is no, quit your side hustle.

Jeanne is a married mother of 2 grown children who works a full time job, has two side hustles, and also helps out occasionally on the farm she and her husband own together. Her background is finance and medical office management, and she hopes to help others improve their finances and change their futures.

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