Take care of today so you can dream about tomorrow

By |March 30th, 2015|

It’s easy to feel inadequate when it comes to your retirement savings, especially since there is no lack of motivation to make you feel that way. Bloggers like me get to sound smart when we scare you with what is essentially basic math; investment companies get to come to your rescue with savings vehicles; and there is, of course,

5 Ways ETFs are Different from Mutual Funds

By |March 27th, 2015|

Let me say this up front. I think ETFs, or exchange-traded funds, are super cool. I have nothing against mutual funds – or any product, really – but I do have a thing for ETFs. Undoubtedly, I am not alone in this, but I feel compelled to confess my bias up front.

ETFs and mutual funds offer the opportunity for

Bonds as a safety net? Choose carefully.

By |March 25th, 2015|










Image credit: epSos.de

Simplified lists that order investments by risk almost universally describe bond funds as less risky than equity funds, and often, this is true. But it isn’t categorically true, and that’s a problem for me. A novice may think he or she has enough information to reasonably conclude that any bond fund will provide the stability to offset any

Force Yourself to Save

By |March 16th, 2015|

Saving money isn’t easy.

When you get that paycheck on Friday and you’re ready to hit the town and have some fun, it takes a lot of discipline (or a ridiculously huge paycheck) to be willing to save a good chunk of that money.

Some people know themselves well enough that they won’t voluntarily save money, so they come up with

It’s All About Creating Income

By |March 10th, 2015|

I was listening to talk radio the other day (because pretty much all music these days is freaking miserable) and there was a guy who was trying to sell his “get rich quick with real estate” program.

I wasn’t very interested in his real estate program, but I was really interested in his philosophy on money, because he summed it

SellCell: A Great Way To Turn Old Phones Into Cash

By |March 2nd, 2015|

Do you have an old cell phone that you are no longer using?

Instead of tossing it out, you can use that old phone to earn yourself some cash. SellCell, the premiere cell phone recycling comparison website on the internet for the United States, will help you find a buyer for that old phone that is willing to give you

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Is Money Actually a Good Motivator?

By |December 14th, 2014|

At work I’m in the process of setting developmental goals for myself for the next year, I’ve started looking into some TED talks about leadership and business effectiveness. Yes, I like this stuff. Yes, that’s a little weird.

I came across a video that really shocked me. It’s called … You can watch the video here. Actually, I highly recommend you

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How to Give When You Can’t Afford It

By |December 12th, 2014|

New Year’s Day is right around the corner, which means a lot of us are going to start making resolutions. Some will decide to go to the gym, eat healthier, or maybe even get more strict with their budget.

If you’re like my wife and I, we want to donate more money to charity. And when we say charity, we

It’s Like I’m Going Back in Time

By |December 10th, 2014|

We all reach certain milestones in life that are undoubtedly profound accomplishments. Everyone’s milestones are different, but some examples might be graduating high school, landing a great job, or marrying that special someone in your life.

These milestones are incredible. They are the building blocks that make up your entire life. You’ve become the person you are today because of

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Stop Renting Your Router and Modem

By |December 3rd, 2014|

I wrote earlier about how I’m breaking up with my cable company. As of December 11th, my monthly cable bill will drop from about $110 per month to $37 per month. Oh yeah!

I am adding Netflix at $10/month, but that still $47 versus $110, which saves $63 a month. That’s $756 a year. It’s amazing how expensive it is

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