World’s safest investment – the I-Bond

By |August 21st, 2015|

“Alright,” I hear you cry, “I’ve put $5,500 in my Roth IRA and I’ve put $10,000 in that new fangled high interest checking account you’re yammering on about, but I need to put money aside for a down payment on a house in a couple years.  I need something safe that will earn me something.” 

Quiet your cries. I’m about

Earn 3%+ interest on cash with high interest checking

By |August 19th, 2015|

For years now interest rates on savings accounts have been nearly zero.  The news for the last few months was that the Fed might raise rates in September,  or maybe they won’t.  I don’t know what the Fed will do.  I do know that I get 3% interest on my uninvested cash, and I heartily recommend it to other folks

Robinhood Review

By |August 17th, 2015|

Robinhood has finally made its app available to Android users, and I can say I’m quite excited.  Robinhood is a brokerage.  If you open an account with them you can trade stocks online. There are two things that differentiate them from other discount brokers.  First, regular trades on the platform don’t incur a commission.  Second, you can’t place trades

Roth IRA Rules

By |August 12th, 2015|

Quite often when discussing the virtues of the Roth IRA I am confronted by the same argument regarding retirement accounts.  “I want to save money, but I don’t want to wait until I’m old to enjoy it!”  This seems quite reasonable.  Who wants to set aside $5,500 every year only to see it again in 2045? Surely, won’t robots

Creating a Beautiful Garden on a Budget

By |August 3rd, 2015|

The process of revitalizing your garden can seem like a daunting and expensive one –after all, your garden center has a decoration and gadget available for just about everything imaginable. But there are plenty of great ways to spruce up your garden without emptying your wallet; it’s just a matter of knowing where to spend on new, quality items

How to Maintain Good Credit

By |July 28th, 2015|

This post is a contributed post from  See their Financial Self-Defense Kit for advice on how to build financial confidence as well as safeguard your finances.
“It takes many good deeds to build a good reputation, and only one bad one to lose it.”
— Benjamin Franklin
Your credit history is your financial reputation. And just like your professional and personal reputations, your

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My 401k Loan Paid Off

By |July 13th, 2015|

I told you so!

It’s been a while since I’ve written a post here, but I had a big life event happen today and I just had to write a little post and give a big fat “I told you so” to a bunch of people who doubted me over 2.5 years ago.

In December of 2012, I wrote a post

Tips on Choosing an Expert for Finance Dissertation Service

By |July 6th, 2015|

As we all know that the finance industry is one of the oldest industries in the world. People have been dealing with payment management since the first communication between tribes started. However, with a constant change in the human society, the ways of dealing with money have also transformed. This has also resulted in numerous interesting processes for us

YourWela Review

By |May 20th, 2015|

Have you been looking for a place to organize all of your investing accounts or create and track your financial goals? is one site that can help you do just that, plus so much more.
Getting Organized with YourWela is different compared to other financial tools websites and I have checked several of them. What makes them unique is that

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The true cost of spending your retirement early

By |May 8th, 2015|

My first, briefly-held job out of college had nothing to do with finances. In fact, I was so ignorant on the subject that I somehow failed to realize that one of the job’s very few perks was an automatic, employer-funded 12% annual contribution to a retirement plan. It’s a benefit nearly unheard of these days, and to my knowledge

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