You did it! You found a new job with another company and you're ready to start the next phase of your career. You enjoyed you previous employer, but you are just ready for a new challenge. As you are packing up your desk you realize there is one more thing you need to take care of: your 401k. You had been saving money for retirement in that 401k for so long and now you need to figure out what to do with it. Do you leave it with your old company? Move it somewhere else? Do you need to hire a professional? Here are a few options for your 401k when you decide to leave your job. Leave it Wi

The following is a post on behalf of Sean Home renovation can cost a fortune and often home owners are unprepared for what they actually need to spend to achieve the anticipated result. Many first time owners budget for improvements that they will carry out themselves, but often this works out to be more expensive than getting a contractor in. The steep price of remodelling makes it very tempting for owners to choose DIY over the professionals, but in the long run this can be more costly. Before you embark on renovations read this advice, as it may save you thousands and give you a bigger R

Chances are good that if you are considering a venture into currency trading on the foreign exchange (FOREX) you will encounter Metatrader 4 trading software. This is the most dominant software, or trading platform, in the world. It is so prevalent; even though Metatrader 5 was released to rave reviews some time ago, many traders have zero interest in changing over. Most forex brokers continue to offer the previous version rather than risk alienating current or potential clients. The platform has powers, features and capabilities that few, if any, traders can claim complete mastery of M

If you own a home and would like to do some renovations, it can be challenging to come up with thousands of dollars at a time to do some of the bigger renovations such as remodeling a bathroom, changing the layout of the kitchen, or building a new deck. Home improvements can increase the value of your home, and in some cases also save you money on energy costs. If you don't want to wait on your home improvements, here are a few ways to pay for them. Get an Unsecured Loan from a Bank If you have good credit, you may qualify for an unsecured loan with a low interest rate. Banks are willing

It's hard to find good legal help, and even harder to find legal help that won't charge you too much. You can look for good lawyers on the internet or through word of mouth, but if the lawyer is really good he or she may be booked or cost too much. For these reasons, many people are starting to turn to online legal services for their needs. There are many companies out there you can choose from, but just like finding a real-life lawyer, finding the online company to go with can be difficult as well. One of the most trusted companies is LegalZoom. In fact, it was one of the first internet ba

With April 15th right around the corner, you might find yourself with a big tax bill staring you in the face. If you have completed your taxes and you are required to send the government a big check, there are two things you may be able to do to change that tax bill into a tax refund. Contribute to an IRA If you did not max out your IRA contributions last year, you have until April 15th to make contributions. Yes, you can make 2012 IRA contributions on April 14th, 2013. If you are contributing to to a traditional IRA, it will lower your tax bill. This is a very important distinction, beca

When asked, financial experts will generally recommend that you make a life insurance purchase when you’re gearing up to start a family. However, if it’s your intention to start a family in your 30’s there are definitely some significant play-it-smart financial advantages to purchasing earlier, in your 20’s. After all, what are your 20’s for if not to structurally set up a foundation for your future success and limit, as much as possible, any future financial strain that will only make life that much harder down the road, not to mention far less fun! The important thing to reme

BC truckers fear the Pacific Highway truck border. Last year, this border crossing became the fourth busiest in the nation. Instead of taking an hour to get through the border going either direction, it is taking up to 11 hours. Layoffs and economic issues are also sparking worry on both sides of the border regarding the ease of truckers delivering goods to and from both countries. The taxes between the U.S. and Canada have been very favorable for businesses in the past, but the time frame for shipping is beginning to hurt despite the fair tax situation. Why Canada? U.S. companies mig

If you own and home and are paying a mortgage, it's probably the biggest expense in your budget. That means it's also one of your biggest opportunities to save money. Interest rates are near historical lows right now and if you haven't refinanced recently then you can probably save a bunch of money with a refinance. If you have a $160,000 mortgage and you are sitting there with a 5.5% loan, you're paying $908.46 a month. If you can reduce that to 3.5% you'll only pay $718.47 a month. That saves you $189.99 every month. That's almost $2,300 every year just by getting a new loan.

Credit cards are very useful for people who want to earn rewards for their spending or build their credit history. They can also be a good way to get a low interest unsecured loan to make a purchase and pay off the balance in monthly payments. Many people want to know how to pick the best credit card, but the answer will be different for everyone. If you are looking for the BEST credit card, you need to understand what kind of credit card user you are. Once you know which category you fall under, it is easy to pick the best credit card. You Need to Borrow Money If you want a credit car