About Allen Francis

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So far Allen Francis has created 115 blog entries.

Start Accepting it – You’re Never Going to be a Rich Social Media Influencer. Here’s Why

By |December 5th, 2019|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: |

(Cotton candy influencer. Image by Kaila Yu via CC BY 2.0 ) The holidays are really tough time for freelance workers in the gig economy. I speak from experience. Free time kind of feels like wasted time to gig economy workers. We’re always looking for new work. Especially over the holidays. I’ve even considered becoming a social media influencer. It’s

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You Should be Aware of Green Monday, the 3rd Biggest Online Shopping Day You’ve Never Heard Of

By |November 28th, 2019|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: |

Annual shopping day events have become pop culture institutions in this country. For better or worse. Black Friday, for example, is arguably the biggest shopping event of the year. It’s an annual tradition where shoppers publicly scramble for above-average savings in stores. This event also has a dark reputation for the rowdiness and danger involved. It’s no wonder that with

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Before Signing That Mortgage, Know That Building Your Own House Might be Cheaper

By |November 22nd, 2019|Categories: General Personal Finance, Life, Personal Finance Tips, Real Estate|Tags: , , |

Many people treat home ownership like it’s a quest they must undertake at any cost. Even if they don’t have directions or a map. It’s something know they must do, even though they don’t exactly know how to do it. Instead of focusing on buying the biggest home you can find, you might want to concentrate on how you’ll make

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My Worst Life Mistake Was Converting My Pension into an Annuity – Your Job’s Pension is Invaluable

By |November 17th, 2019|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: , , |

After several years of being unemployed and living off the extremely strained graces of relatives, I made a financial decision that I regret to this very moment. I converted my pension into an annuity. I was a college adjunct and academic adviser in another life. Teaching was a career that didn’t appeal to me. I have been a freelance writer

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Watch Investments That Increase in Value

By |November 17th, 2019|Categories: General Personal Finance, Life|Tags: |

(Ulysses Nardin image by Johnson Watch via P.D.) If you don’t have the strategic patience to wait for a stock pick to gain in value, then you probably shouldn’t try investing in luxury watches either. Also, the best watch as investment isn’t always one of the usual brand suspects. Or, brand as in the singular sense. When most people think

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Cost-Efficient House Flipping Strategies That’ll Have You Stacking Bucks

By |November 17th, 2019|Categories: Personal Finance Tips, Real Estate|Tags: , |

Owning a house is a pain in the rear end. Is it the American dream? Sure. Still, maintaining a house can be a nightmare. Something in a house always break down or require repairs. A house does not take care of itself. That’s why I wonder if people develop realistic house flipping strategies before endeavoring to attempt one. House flipping

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