How much information do you think you would need to change your financial life? How many classes would you need to take? Or how many counseling sessions would you need to have before you felt you could handle your personal finances? As a previous financial advisor, I met more than my fair share of clients that could have used hours and hours of my time and never really got their finances in order. So maybe simple is better. So let’s use this 3×5 card to advance your financial life. The card was written by University of Chicago Professor Harold Pollack who basically says that the best personal finance advice is simple and available for free at your local library.
When you pick a stock, the intent is usually to outperform the market. However, most investors aren’t successful. According to Dalbars 2015 research of Investor Behavior, the S&P 500 Index had an average gain of 9.85 percent each year during the 20-year period that ended on December 31, 2015. During the same time, an average investor earned a 5.19 percent
Helping the Underinsured, Ethos Makes Term Life Insurance Affordable No other financial product provides the kind of security you get from life insurance. It helps beneficiaries during truly painful circumstances. Sadly, most adults either don’t have life insurance or have insufficient coverage for all of the things that arise in bereavement and its aftermath.