What You Need to Know Before Taking Out a Mortgage

By |November 27th, 2018|Categories: Personal Finance Tips|

Do you have plans of buying your dream home? If the answer is yes, then you should polish up your knowledge on mortgages. There are numerous steps to taking out a mortgage from the application process to when the funds are disbursed in your account. There are also some pitfalls along the way, but your mortgage can also be a savior

How to Cope With Forced Retirement: Tips for Moving Forward

By |November 23rd, 2018|Categories: Personal Finance Tips|

Most people imagine retirement as a bittersweet, voluntary entry into elderly age, hobbies, and relaxation. Almost, just as it is depicted in TV, movies, and popular culture. If anything, retirement can be a stress inducing and difficult life transition. It can be difficult for retirees to suddenly switch from decades of working to a full-stop into doing a lot of

How Do Cryptocurrency Exchanges Work?

By |November 21st, 2018|Categories: Personal Finance Tips|

If you have kept up with the news in both tech and finance over the last year and change, there is a good chance you have heard about the explosion in the cryptocurrency market. While it has slowed in recent months, the total market cap in the industry reached a peak of $800 billion in early 2018. This huge growth

Ten Reasons Why You Are A Rookie In Loans

By |November 21st, 2018|Categories: Personal Finance Tips|

There’s no easier way to solve your financial dilemma than to secure a loan. You can get it from a trusted individual or a financial institution, like banks. If you’re planning to get a loan for whatever reason then you might be in for a big surprise. Getting a loan isn’t as simple as you think. It needs a lot

Your Guide to Cryptocurrency and Why It Will Never Replace Money

By |November 21st, 2018|Categories: Personal Finance Tips|

Over a decade ago, no one had never even heard of cryptocurrency. Now there are over 2,400 cryptocurrencies and counting. Major governments and regulatory bodies are extremely concerned by the decentralized nature of cryptocurrencies. Even with the continuous decrease in value, many fear that cryptocurrencies may one day destabilize the current fiat currency global infrastructure. Or, even replace money as

How Your Car Leaves Financial Information Vulnerable To Identity Thieves

By |November 20th, 2018|Categories: Personal Finance Tips|

Almost everyone knows the dangers of identity theft and how many different forms it can take. According to Javelin Strategy and Research, in 2016, 15.4 million consumers in the United States were victims of identity theft at an estimated cost of $16 billion. One major way identity thieves can get your information is through your car. To keep your personal information

Remote Working Trends Changing, Experts Say — Tips to Simplify Your Transition

By |November 20th, 2018|Categories: Personal Finance Tips|

Experts say that more than half of all companies now allow their employees to work remotely in some capacity. And even though this has the potential to help companies save a lot of money, it shouldn't be looked at as a free-for-all. Bankruptcies in the U.S. increased to 25,227 companies in the second quarter of 2016, and if you aren't careful when transitioning to

Top 5 Travel Soundtracks Kids Will Surely Love

By |November 20th, 2018|Categories: Personal Finance Tips|

Family road trips are a fun activity as they bring you closer and strengthen bonds and ties. Think about visiting new places with your kids in the back seat and everyone so happy and jolly. This is the perfect scenario. Let's snap out of it for a minute and focus on the real situation. When kids are not engaged, chances

Pros & Cons of Student Loan Deferment

By |November 20th, 2018|Categories: Personal Finance Tips|

Into each life, a bit of rain occasionally falls. If you have student loans and your situation is looking more like Hurricane Michael, you might be thinking along the lines of putting them on hold to get a bit of financial relief. However, before you make that decision, it’s a good idea to take a look at the pros and

Simple Ways to Save Money When You Live Alone

By |November 19th, 2018|Categories: Personal Finance Tips|

Are you thinking about living alone for the first time? You're not the only person who's ever considered moving into their own place and exploring their freedom. Plenty of people decide that a life in their own property is much better than living with their parents or a roommate. However, it's worth noting that when you don't have anyone else