Americans now owe more personal household debt than ever before in the history of such recordkeeping. Currently, Americans owe well over 13.3 trillion dollars in personal debt. The record levels of debt ownership don’t end there. Marketplace consumers are racking up over $4 trillion in debt in this year alone. Here's some debt advice for managing your debt, if you
Millennials are a demographic of people between the ages of 18 to 37. They are the fastest growing demographic of people set to replace replace the position once held by the baby boomer generation. However, when it comes to millennial savings, there is a generational gap of financial understanding, especially in investing. Millennial Savings Plans Don't Include Investing Over 30%
According to the Bureau of Labor Statistics, American unemployment is comfortably under 4%. This could be seen as a positive development concerning the American workforce. Yet, one should look closely at the numbers. About 57 million Americans are freelance workers. That accounts for almost 36% of the overall American workforce. The Impact of the Telecommuting Gig Economy Many Americans telecommute
Buying a home is an exceptionally exciting experience. Of course, when you're budget house hunting, you have to be extra careful to find a house that fits more than your financial needs. Usually accompanying a major life change or shift toward maturity and independence, finding the perfect place to spend the rest of your days can seem daunting but is
For small business owners, bringing in new customers can be a struggle. Advertisement can be fairly expensive. Knowing just what audience to target can be tricky to pin down. Besides, with all the larger businesses out there, competition can be rough. However, there are a few simple tips and tricks you can use to draw in new customers that
Nowadays, we're faced with a number of retirement challenges, with only a select demographic of elderly people able to retire comfortably, solvent, and never having to work again. The standards of living, the economic realities of business, and stagnant working-class wages mean that many workers may never get to retire. Retirement Challenges Over 40% of all people who expect to
Sports betting, online poker, blackjack or bingo-do they have an influence on your personal finance? Hardly a day passes by without viewing a TV or magazine ad referring you to a casino website. Some people choose to ignore the ads. But for others, occasional gambling is nothing more than a harmless, fun hobby. Where online gambling is legal, governments enforce
Have you heard of No-Exam Life Insurance? Unfortunately, many people still don’t know about it or may not know how to get it. This might be why studies show that 38% of people who want life insurance put it off. Sadly, many delay getting life insurance until it’s too late. The question of whether no-exam life insurance is the right
We live at a turning point in human history. Future historians will likely look back at the current era as a crucial chapter in human history. Just as the agricultural revolution and industrial revolution changed human society for good. So too has the digital revolution. The digital revolution has changed our lives and our culture in countless ways. These ways
A company's brand is extremely important. A business could have the best product or greatest service in the world, but if they have a negative image associated with their brand, they could end up having serious financial trouble. Branding doesn't just impact organizations, however. Individuals need to have positive brands associated with themselves, as well. Unfortunately, you don't have the
