Want to guesstimate whether your neighbor can afford their car? No, the model of the car doesn’t matter. You can be in deep debt and still fake the funk with a nice-looking car. Look for haphazard and unsightly do-it-yourself repair jobs. Growing up in New York City, I saw this all the time. I would see car windows hastily taped
Wealth is like a dream to working class people. And what do we do upon waking up from a dream? We forget. Make excuses. We settle. Hell, some of us win the lottery, spin around, and lose it all. That’s the problem. Wealth viewed as a goal. It’s a mindset and a life journey of which money is only
Did you know that most of the money in the world is intangible? Most of the money in the world exists only in digital ledgers and/or is created through interest and debt generation. Technically, there is about $80 trillion in the world. Only about $37 trillion is, “tangible,” in the form of coins and bills. If you count cryptocurrencies, derivatives,
I am still working on becoming financially independent, a phrase you may better understand as being, “rich.” One thing that I have learned is that time is a lot more valuable than money. You can spend a lifetime wishing to become rich instead of doing it. Worse, you can spend a lifetime mismanaging your time in a well-meaning but misguided
The problem with dollar stores, besides the cheap merchandise and food that is days or years off their freshness dates, is they allow people to assume bargains are aplenty instead of comparison shopping. The managers behind dollar stores know you will assume their products are a bargain. Or, they know you will conveniently shop there so you don’t have to
Life is short and dreary. So, smile while you still have all or most of your teeth. If you are not taking care of your teeth now, you will have to deal with expensive dental treatments later on. The annual cost of routine dental checkups could cost a few hundred dollars. Have you ever had to pay for veneers, dental
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