Do you need a personal retirement advisor? We are always cautioned to be prepared for retirement. However, it’s an overwhelming and complicated process. If you are a civil servant, like a police officer or teacher for example, retirement plans and future pensions are built into the occupation. But for other occupations, many workers must plan on their own and
When we hear the term, “fixed income,” we usually think of retirees living out their twilight years on finite, modest and strategically balanced sources of income. The truth of the matter is that we all live on fixed incomes. Most people nowadays live paycheck-to-paycheck. All it takes is an unexpected layoff, reduction in pay, or a financial emergency to disrupt
My dream is to one day retiree in Asia. Depending on the country, the cost of living is astronomically in the favor of Westerners when it comes to currency exchange. Like the Philippines. One American dollar equals about 52 Philippine pesos. You can rent a safe apartment or condo for $300 to $500 a month. Philippine people are renowned
After President Donald Trump signed the Tax Cuts and Jobs Act of December 2017 into law, it fundamentally changed tax laws in ways the average taxpayer has yet to fully appreciate. Most critics call it the, “Trump Tax Cuts for the Wealthy.” However, it is too easy to blame the President or the government for the state of your taxes.
I love comic books. Everyone loves comic book related media, but I loved comics before it was trendy, like in 2007. Anyway, when I was a teen and in my early 20s, I worked. But I never kept a budget, never saved money, and I would waste money on indulgent purchases. Like comic books. I used to drop $50 or
Are you an impulse shopper? I used to have a horrible habit of buying candy bars anytime I shopped in convenience stores and supermarkets. That is why candy bars, mints, gum, batteries and other items are placed near the register. To persuade consumers to buy something right before they leave. Think it isn’t a big issue? In the long run,
