Use a Balance Transfer for High Interest Student Loans

By |June 19th, 2012|Categories: Blog, Personal Finance Tips|Tags: , , |

I paid off $33,850 of student loan debt in just over four years. Here's Part 1 of how I did it. I graduated from college in 2008 with $33,850 in debt. Most of that debt was in the form of Stafford or Perkins loans that were no higher than 5% interest. However, I had one Tuition Answer loan from Sallie

FICO and the BCS are Equally Stupid

By |May 10th, 2011|Categories: Blog, Economics / Politics|Tags: , , , , |

College football sucks. And not just because the Missouri Tigers have never won a National Championship. The Bowl Championship Series (BCS) is the worst thing that has ever happened to sports. It's so bad that the federal government is starting to ask questions about why they have such a stupid system. If you are unfamiliar with the BCS, it is

5% Cash Back on Gas with PenFed Rewards

By |April 7th, 2011|Categories: Blog, Personal Finance Tips|Tags: , , , |

Gas prices suck. Unless you take public transportation, walk, or have taught yourself how to fly, you already know this. In my Toyota Camry, I get about 23 mpg and drive about 1,000 miles a month. That means I'm buying about 43 gallons of gas a month. At current prices of about $3.50 a gallon here in Texas, that comes

The Kardashian Card Fights Drug Use?

By |November 9th, 2010|Categories: Blog, Life|Tags: , |

In what has to be the most ridiculous financial news story in recent memory, Kim Kardashian has partnered with Mastercard to create a prepaid credit card for children. The card itself isn't ridiculous; it's actually a nice concept and I'm thrilled we have a celebrity sponsoring a product that promotes responsible personal finance. People listen to Kim Kardashian because she

Blue Cash: Breaking the 5% Barrier

By |September 17th, 2010|Categories: Blog, Personal Finance Tips|Tags: , |

As I've mentioned before, I love using credit cards for the rewards. The card I use for almost all my purchases is the American Express Blue Cash card. This card gives you 1% cash back on gas, groceries, and pharmacy spending, and 0.5% cash back on everything else until you spend a total of $6,500. Then, for the rest of