Make Minimum Payments and Invest for Higher Returns

By |June 20th, 2012|Categories: Blog, Personal Finance Tips|Tags: , , |

I paid off $33,850 of student loan debt in just over four years. Here's Part 2 of how I did it. My first step in paying off my student loans was to spend $500 a month paying off one high interest student loan that I transferred to a 0% APR credit card. This was in addition to paying $300 a

I Paid Off $33,850 in Student Loans in 4 Years

By |June 18th, 2012|Categories: Blog, Life|Tags: , , , |

I graduated from college in May 2008 with degrees in Math and Electrical Engineering and $33,850 in student loans. I paid off the last dollar of those loans on June 15th, 2012. My road to paying off student loans was a long one with many twists and turns. I had considered finding a company that would refinance student loans. I

Adios to Yet Another Student Loan

By |February 24th, 2012|Categories: Blog, Life|Tags: , |

It's been exactly one month since I paid off a student loan for $3,363.15. If you've ever wondered what it feels like to pay off a $3,300 loan, I can tell you. It sucks. It's great that the loan is paid off, but gee golly gosh it hurts to pay that much money for a loan. I can't stand paying

How to Pay Off a Student Loan

By |January 24th, 2012|Categories: Blog, Personal Finance Tips|Tags: , |

BREAKING NEWS!!!! I figured out the secret to paying off student loans! Are you ready? I can break it down into three easy steps: Save up enough money to pay off the loan Write a check for the pay-off amount of the loan Send that check to your student loan company Okay, so it's not really breaking news. It really

How To Spend Less on Credit Card Interest

By |January 18th, 2012|Categories: General Personal Finance|Tags: , |

The following is a guest post. If you currently have credit card debt that is accumulating interest every month, you are giving a lot of money to credit card companies that would probably feel a lot better in your own pockets. It's important to come up with a plan to eliminate your credit card debt and ensure that you pay

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A Crappy Economy is Great for Paying Down Debt

By |September 27th, 2011|Categories: Blog, Personal Finance Tips|Tags: , , , |

If there's one thing a terrible economy is good for, it's paying down debt. Despite having a net worth of over $20,000, I still have tens of thousands of dollars in student loan debt. Most people don't understand why I would choose to keep student loans when I have the ability to pay them off, but it's really simple. When