Loaning Money to Relatives Never Ends Well. I Learned the Hard Way.

I began traveling the world in 1996. Over the years I visited places like Belgium, Germany, France, Canada, Australia, and even the Philippines. I spent a semester studying abroad in London, England during my junior year in college. For extra money, I worked in the library and whatever local odd jobs I could. While studying in London, I worked illegally

How To Use $6 Black Gorilla Tape to Fix Minor Bumper Damage

(Public domain image via WikiMedia Commons) Unless you have an inordinate and unhealthy obsession with morbid curiosity, it is human nature to look away from a car crash. Sure, we look. But then we wince, cringe, and look away. It’s human empathy. No one wants to imagine being injured or killed in a car crash. Even with no loss of

Start Accepting it – You’re Never Going to be a Rich Social Media Influencer. Here’s Why

(Cotton candy influencer. Image by Kaila Yu via CC BY 2.0 ) The holidays are really tough time for freelance workers in the gig economy. I speak from experience. Free time kind of feels like wasted time to gig economy workers. We’re always looking for new work. Especially over the holidays. I’ve even considered becoming a social media influencer. It’s

You Should be Aware of Green Monday, the 3rd Biggest Online Shopping Day You’ve Never Heard Of

Annual shopping day events have become pop culture institutions in this country. For better or worse. Black Friday, for example, is arguably the biggest shopping event of the year. It’s an annual tradition where shoppers publicly scramble for above-average savings in stores. This event also has a dark reputation for the rowdiness and danger involved. It’s no wonder that with

By |November 28th, 2019|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: |Comments Off on You Should be Aware of Green Monday, the 3rd Biggest Online Shopping Day You’ve Never Heard Of

Before Signing That Mortgage, Know That Building Your Own House Might be Cheaper

Many people treat home ownership like it’s a quest they must undertake at any cost. Even if they don’t have directions or a map. It’s something know they must do, even though they don’t exactly know how to do it. Instead of focusing on buying the biggest home you can find, you might want to concentrate on how you’ll make

By |November 22nd, 2019|Categories: General Personal Finance, Life, Personal Finance Tips, Real Estate|Tags: , , |Comments Off on Before Signing That Mortgage, Know That Building Your Own House Might be Cheaper

My Worst Life Mistake Was Converting My Pension into an Annuity – Your Job’s Pension is Invaluable

After several years of being unemployed and living off the extremely strained graces of relatives, I made a financial decision that I regret to this very moment. I converted my pension into an annuity. I was a college adjunct and academic adviser in another life. Teaching was a career that didn’t appeal to me. I have been a freelance writer

By |November 17th, 2019|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: , , |Comments Off on My Worst Life Mistake Was Converting My Pension into an Annuity – Your Job’s Pension is Invaluable