Whether you envision a huge cathedral packed with acquaintances or an intimate home wedding, witnessed only by close friends and family, your dream wedding can become a reality with careful planning and attention to detail. There are a number of tried-and-true tips for cutting back on your expenses without sacrificing quality or giving up on your idyllic vision of your big day. 

1. Take Out a Personal Loan

Perhaps the most popular way to ensure that money isn’t a barrier to your dream wedding is to take out private loans to put toward your total cost. Unlike other options for reducing expenses, personal loans mean you won’t have to give up that flawless dress or inclusive guest list. They allow couples to throw the kind of unforgettable wedding that friends and family will forever remember as one of the most beautiful events they’ve ever seen.

2. Work More Hours

Regardless of whether you choose to take out a private loan or pay for your wedding out of pocket, picking up additional shifts at work affords you extra spending money. This is an especially attractive option to those who receive overtime pay, which can sometimes pay as much as double your regular hourly salary.

3. Reduce Monthly Expenses

In addition to saving money, cutting back on your monthly expenditures may save you hundreds or even thousands. Avoid going out to eat, meeting friends for drinks, and making unnecessary purchases in the months or years leading up to your wedding day. You may want to consider consolidating debt and refinancing loans if that is an option, as they can reduce the amount of money you pay each month.

4. Shorten Your Guest List

To some, a wedding isn’t a wedding without hundreds of people toasting to the newlywed couple and dancing into all hours of the night. If you aren’t one of those people, however, shortening your guest list can save money on big ticket items like food and alcohol.

5. Skip Dinner

Depending on what time of day you choose to hold your wedding, you may be able to get away with skipping meals altogether. A wedding that doesn’t coincide with a meal time does not need to supply guests with a designated meal. You can still offer finger foods, which many guests prefer to a sit-down meal, regardless.

6. Limit Alcoholic Beverages

Providing an endless supply of booze for your guests will certainly keep them happy, but it comes at a steep price. Alcohol is one of the most common expenses that flexible couples will sacrifice in lieu of a lower price tag. Even if you choose to serve beer and wine only, eliminating liquor and mixed beverages, you’ll save a noticeable amount of money on entertainment for your guests.

7. Reconsider a Weekend Wedding

Typically, weddings are held on Saturdays to ensure that they don’t conflict with work or religious celebrations. Since demand for a Saturday wedding is greater than that for any other day of the week, choosing to hold your wedding on a weekday or even a Sunday afternoon will lower the price of the venue, accommodations, and possibly even entertainment.

8. Explore Venue Options

If you don’t have your heart set on one specific venue, shopping around for unique but affordable venues is an easy way to save. In fact, you don’t have to rent out a venue at all. Many couples are gravitating toward intimate weddings that take place in a family member’s back yard, on the beach at sunset, or even at a public park, rather than the grandiose church or industrial warehouse weddings that have been so popular over the past decade.

9. Keep Florals Minimalistic

Believe it or not, flowers are one of the most expensive elements of any wedding. Although it’s worthwhile to include real flowers in your bouquets, you can save money by relying on high-quality faux flowers in your centerpieces and general decor.

10. Rent Your Dress Clothes

People rent dress clothes for all occasions, and your wedding doesn’t have to be an exception. Renting a bridal dress, groom’s tux, or dresses and suits for your wedding party may afford you the opportunity to wear sophisticated, fashionable attire that would otherwise be out of your price range.

11. Avoid Live Entertainment

People often think of live bands as the pinnacle of wedding entertainment, but technology has created a shift in the kind of music most people want played at their weddings. DJs who can spin any song at a moment’s request are often preferable to a band whose setlist you cannot customize. Alternately, simply creating a playlist and letting it run throughout your reception means you not only get to hear everything you want to hear but also get away without paying a penny for entertainment.

12. Hire Local or Small Businesses

Keeping things small in every regard saves the most money when it comes to weddings, and that includes businesses you hire such as photographers, planners, and designers. Hiring individuals or small business owners keeps you from paying the exorbitant prices that often come with major companies who specialize in wedding services.

Your wedding day should be one of the most important, exciting, and memorable days of your life. Paying for it, however, places a great strain on young couples, particularly those who are funding the wedding out of their own pockets. Luckily, countless shortcuts, as well as customizable personal loans, can save couples thousands on the overall cost of the big day.

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