Things That Are a Waste of Money: Cell Phone Insurance, Vitamin Supplements and More

I hate the feeling of money burning a hole in my pocket. In my youth, before I worked for a living, I never understood what that saying meant. I appreciate what it means now, however. I work hard for my money. What is the harm if now and then, I spend my own hard-earned money on useless items?  That’s the

Alcohol Is Expensive: How Much Is Your Cocktail Marked Up?

I used to write various travel and recreation-related columns. One column that I was particularly proud of was called, “The Occasional Cocktail.” In this column, I would write about and review lesser known cocktails, mixed drinks, and all things related to mixology. I would experiment with new cocktails and share the experience. Moreover, I like introducing readers to drinks they

Too Many Parents Are Supporting Adult Children

Over a decade ago, I lost everything. I lost my job in academia. Also, I experienced a big breakup from a long-time relationship. Then, I lost my apartment and was homeless. I asked my elderly mother if I could move back home for a while. It was one of the most humbling, shameful, and most humiliating experiences of my life.

Scared of Flying? Coping With the 737 Max 8 Crisis

I loved flying on airplanes when I was younger. Then, something weird happened to me. I got older and my infatuation with flying slowly evaporated, and it’s all about practicality now. As I have gotten older, I find that I don’t enjoy flying all that much anymore. I am now just all too aware that I am in a pressurized

Preventing Business Identity Theft: 3 Important Steps

Whether you’re opening your first ever business and are the only one in the entire company or you’re running a small business with a few dozen employees, there is one thing that you’ll need at all times: capital. The words for “silver” and “money” are the same in at least 14 different languages; and while silver is great to possess, a business of any kind needs cold, hard, cash. In fact, according to a U.S. Bank study, 82% of companies that fail do so entirely because of cash flow. Hopefully, you’re getting the hang of running your own business, are offering quality products and services, and are keeping your clients happy at all times. Unfortunately, even if you’re doing all of that, your company is still in jeopardy of being deprived of its cash.

Diamonds Have No Value. You Know That, Right?

Quick joke. What are the three rings of marriage? First, there is the engagement ring. Then, there is the wedding ring. Finally, there’s the suffering! I had no idea what I was doing when I first got married as a young man. It was quite a shock to me to learn that a man had to buy an engagement ring