My Worst Life Mistake Was Converting My Pension into an Annuity – Your Job’s Pension is Invaluable

By |November 17th, 2019|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: , , |

After several years of being unemployed and living off the extremely strained graces of relatives, I made a financial decision that I regret to this very moment. I converted my pension into an annuity. I was a college adjunct and academic adviser in another life. Teaching was a career that didn’t appeal to me. I have been a freelance writer

Watch Investments That Increase in Value

By |November 17th, 2019|Categories: General Personal Finance, Life|Tags: |

(Ulysses Nardin image by Johnson Watch via P.D.) If you don’t have the strategic patience to wait for a stock pick to gain in value, then you probably shouldn’t try investing in luxury watches either. Also, the best watch as investment isn’t always one of the usual brand suspects. Or, brand as in the singular sense. When most people think

Best Rolex Models For Investment

By |November 15th, 2019|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: |

When I was a child, I was exposed to rap music through my older brothers. They played Eric B. and Rakim records day-and-night. My favorite song from this duo is, “Microphone Fiend." Microphone fiend is a rapper who can’t live without manifesting its prowess as a lyricist - fiending for a microphone kind of like a drug addict fiend. What

Why is a Credit Card Essential in the United States? 

By |November 7th, 2019|Categories: General Personal Finance|

If you’re someone that has just moved to the United States, it can be hard to determine what it is that you need to do in terms of money. How can you know that you have the resources that you need and that will allow you to find success? 

Valid Reasons Why You Can Refund Apps

By |October 25th, 2019|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: |

I am not an app fanatic. Yes, we all have them. However, I use some in a utilitarian sense. I don’t spend all day religiously downloading apps. Also, can you refund apps? Most people don’t ask that question because they are too busy using them. I have apps for finances and favorite magazines. Also, I have a mixology app to

Can Undocumented Immigrants Open An IRA?

By |October 16th, 2019|Categories: General Personal Finance, Personal Finance Tips|Tags: , |

We all know or are related to someone who may be an undocumented immigrant. Whatever your political stance, the topic of undocumented immigration has long been a hot button issue. Yet, the United States has a long history of immigration tied to it founding and expansion. What’s hard to argue is that undocumented immigration is a lever of industry that