You may not be able to predict when disaster strikes, but you can safely assume it will eventually. From a broken window to a broken bone, life is full of surprises, and they usually come with costly bills. An emergency fund can help you take on these unexpected expenses faster and with less stress. But what is it exactly and
When we hear the term, “fixed income,” we usually think of retirees living out their twilight years on finite, modest and strategically balanced sources of income. The truth of the matter is that we all live on fixed incomes. Most people nowadays live paycheck-to-paycheck. All it takes is an unexpected layoff, reduction in pay, or a financial emergency to disrupt
Want to ruin your day? This is the official website set up by legal settlement authorities to help you verify if your personal financial information was compromised in the infamous July 2017 Equifax hack. If you input your last name and the last 6 digits of your Social Security number you can find out if your information was compromised.
HELOC stands for home equity line of credit, and it is a way banks allow homeowners to borrow against current equity in their homes. A HELOC is just one way a home equity loan may be offered to homeowners. These types of loans tend to have lower interest rates because your home is used as collateral in case you fail
I was terrified when I first began looking at homes to buy. There is much to consider. One-bedroom or two bedrooms? Should I buy a home that accommodates my current family size, or one that is big enough in case we have an addition? Perhaps I should choose a home with a connected garage, so I am not soaked when
I don’t own a Twitter account. That might be a digitally blasphemous thing to say in the 21st century, but I’ll weather the slings and arrows. I just don’t see the value in owning one. You have to be famous to amass followers who will add to your fame or buy products. Most followers are following people for gossip, news,