If you can’t pay, they’ll take it away – the truth about debt management

By |August 17th, 2018|Categories: Personal Finance Tips|

There’s truth in the old adage that you can’t get blood out of a stone, and it is an axiom that financial organizations take increasingly to heart. The heady days of ever increasing credit led to the inevitable bust, and of course, it affected the creditors just as much as the borrowers who found themselves in default. Over recent years,

How to Turn Your Blog into a Money-Making Machine

By |August 16th, 2018|Categories: Personal Finance Tips|

Blogging, it seems easy enough, but the truth is that very few people truly make money from it.  In some cases, it is because they have run out of things to say, while others get sidetracked and don’t spend enough time creating content.  Either way, turning your blog into a money-making machine requires hard work and a bit of luck.

4 Fiscally Feasible Financial Tips for the Frugal Fiancee

By |August 16th, 2018|Categories: Personal Finance Tips|

Weddings aren’t just expensive parties; they’re life-changing rites of passage. They often carry great religious significance. Of course, for the bride and groom, this magical day is preceded by months of arduous tasks and stressful planning. The attending guests only see the final product. They miss out on what went into the event planning. For many couples, especially those struggling with student loans and stagnant wages, it’s also a time of belt-tightening and penny-pinching. In other words, weddings aren’t cheap. For the wife to be, being a frugal fiancee helps.  

5 Great Tips For Getting and Staying Out of Debt

By |August 16th, 2018|Categories: Personal Finance Tips|

The combined debt of Americans has hit a record $13.1 trillion. That means most of us need to learn about staying out of debt When Do We Accumulate Debt? According to Time Money, the average American starts accumulating debt in their 20s and 30s. That debt nearly doubles by the time they are in their late 30s and 40s. To put that in perspective, here’s how much typical Americans owe in debt overall, broken down by age group:

FreedomPop Review-Is FreedomPop Legit?

By |August 15th, 2018|Categories: Personal Finance Tips|

Internet and cell phone plans are extremely expensive. In my area, the average internet bill is $75 a month. Because I’m always looking for new ways to save money, I began searching for some of the cheaper hotspot and internet options available. While most companies charge around $5+ for 200MB of data, FreedomPop launched a 100% free mobile hotspot plan. For exactly $0 per month, you can get 200MB of international mobile data. If you’re thinking that sounds too good to be true, you’re not alone. Paying $0 seems unbelievable and has many people wondering, is FreedomPop legit and, if so, how reliable is the service? So, to take a look at this question, I went ahead and ordered one of their wireless hotspots.

3 Tips to Save Money on Your Mortgage

By |August 13th, 2018|Categories: Personal Finance Tips|

Unless you are made of money, there is a good chance you will require a mortgage to secure a home. Because of how common mortgages are, there are dozens of lenders in each city that are comfortable and experienced with providing mortgages to borrowers. However, with the average American mortgage sitting at over $300,000, these loans are likely the biggest

Understanding Overdraft Protection

By |August 9th, 2018|Categories: Personal Finance Tips|

Many of us, at one time or another, have had the misfortune of accidently trying to spend more than we have in our account. When this occurs, one of two things happen. Your card will either be denied, or it will go through, thanks to the overdraft protection on your account. While the latter saves you some embarrassment, it will

5 Cost Saving Cuts Your Family Won’t Mind

By |August 6th, 2018|Categories: Personal Finance Tips|

One of the best ways to save money is to start with the easy ways. Money-saving methods that don’t require discipline or effort are often the best way to launch your household saving strategy. When you and your family are in the routine or habit of cutting costs in the simplest ways, you can move forward to a more intensive

The unforgettable taste of holidays abroad

By |August 3rd, 2018|Categories: Personal Finance Tips|

When in Mexico you should try a burrito and, for example, a Mexican hot chocolate, which differs from the standard hot, sweet drink that we are used to. In Argentina, meat lovers will find the kingdom of beef steaks. In England, you can start with a favourite among locals, fish and chips. Foreign trips are not only about different views,

Mail Theft: What To Do When Your Mail Is Messed With

By |August 3rd, 2018|Categories: Personal Finance Tips|Tags: , |

Any city dweller, especially those living in an apartment, is familiar with the worry of a long-awaited package being snatched from your stoop or building’s mail room. Do you know what to do when your mail actually gets tampered with? Ensure Mail Theft Has Occured First of all, make sure your suspicion that your package or mail was stolen is strongly supported. Have you had things lost before? Sometimes mail simply falls through the cracks. Check that packages weren’t hidden or misplaced by the deliverer or post office, even if you received a notification that it was delivered. Blogger and freelance writer Emily Price ordered an AC unit during the recent California heat wave, and was disappointed to find it missing, presumed stolen, not long after it was marked as delivered online. She contacted the seller of the ordered item ASAP to let them know about the situation. Luckily, they sympathized and offered a refund or to send her another AC unit.