About Allen Francis

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So far Allen Francis has created 157 blog entries.

4 Million Americans Just Quit Their Jobs – Should You?

By |July 20th, 2021|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: |

In 2001, when I was in my early 20s, I just quit my job right out of the blue. It may have been the right decision for me if I had followed through on it realistically. I traveled to Hawaii for the first time and did some writing. But I didn’t have a plan. I didn’t know what I was

5 Reasons Why a Vacation Loan Is a Bad Idea

By |July 5th, 2021|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: |

Many people tend to take an annual vacation when they're feed up with work. And after a year of pandemic-induced anxiety, fear, and loathing of anything coronavirus-related, it seems like everyone is ready for vacation. Or are we? The job market is still in shambles, Americans are actually quitting jobs at alarming rates, and businesses are struggling to fill vacant

How To Determine the Value of Your Vinyl Record

By |June 21st, 2021|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: , |

Conspiracy theories help us understand a world we recoil from to fantasize about a much more preferred world. Let's use the vinyl record collectors' market, for example. Music corporations predetermined the value of music based on the medium the music was recorded on. This clandestine business model commoditization of vinyl happened a long time ago. How can I prove it?

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Avoiding Health Care Now Due to COVID Will Cost You Later

By |June 7th, 2021|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: , , |

As I admonished my dentist to put on gloves before he put his hands in my mouth (I live in a developing country), I thought about the millions of Americans avoiding quality health care in the United States.  And I thought about the quality health care, health insurance options, and care competency that I left behind in the United States

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How to Prepare for a Virtual Job Interview

By |May 24th, 2021|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: , , |

Telecommuting work is growing and will be here to stay post-pandemic. Over 41.6% of American jobs are now telecommuting jobs. Instead of preparing for an in-office face-to-face interview, how should you prepare for a virtual job interview? Your home is where you are most comfortable. And if you are too comfortable as you prepare for a virtual job interview, you

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Fortnite In-Game Purchases Even Though It’s Free? Why?

By |May 11th, 2021|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: , , , , |

  Public domain image courtesy Unsplash. I used to be a stoner. And when I say "stoner," I mean a Cheech and Chong, Redman and Method Man, or Seth Rogen-level stoner.  I haven't smoked marijuana since 2017. (For a bit of context, I smoked like every day for a decade before that.) That sentence was one of the

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