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About Allen Francis

Allen Francis was an academic advisor, librarian, and college adjunct for many years with no money, no financial literacy, and no responsibility when he had money. To him, the phrase “personal finance,” contains the power that anyone has to grow their own wealth. Allen is an advocate of best personal financial practices including focusing on your needs instead of your wants, asking for help when you need it, saving and investing in your own small business.

7 Immediate Steps To Do When a Debt Collector Files a Lawsuit Against You

By |January 16th, 2023|Categories: General Personal Finance|

Did you know that it is less than likely that you will be sued by a debt collector in your lifetime? Less than 15% of Americans have been sued by a debt collector. Still, 15% of 331 million people is almost 50 million. And 70% of that 50 million end up losing because they don’t take the lawsuit seriously or

5 Smart Things To Do With Your Christmas Bonus 

By |December 19th, 2022|Categories: Personal Finance Tips|

Are you getting a Christmas bonus this year? You would be surprised how many Americans don’t get one or have no guarantee of getting one. What are five smart things to do with your Christmas bonus? Five Smart Things To Do With Your Christmas Bonus If you are getting a Christmas or end-of-year bonus, consider yourself lucky. Only about 10%

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3 Reasons Why Making More Money Won’t Solve Your Problems

By |November 21st, 2022|Categories: Personal Finance Tips|

The MCU films Avengers: Infinity War and Avengers: Endgame introduced a whole generation of fans to Thanos. Thanos first appeared in comic books in 1973. I have been reading about him since I was a child. It amazed me that casuals, or non-comic book fans, had become infatuated with the character and his genocidal philosophy. At the height of Thanos-mania,

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How to Get Affordable Dental Veneers Abroad

By |October 17th, 2022|Categories: General Personal Finance, Personal Finance Tips|

Have you ever seen teeth on others that seem too good to be true? Larger than usual, pearly white, movie-star-looking teeth that seem to defy the ravages of time and neglect? Let’s face it, a good measure of age is to look at someone’s teeth.  Are dental veneers the solution? If you smoke or drink a lot of coffee, your

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How to Get Rich With a Normal Job

By |September 19th, 2022|Categories: Personal Finance Tips|

It's been said that normalcy is just like a paved road or sidewalk. They're extremely comfortable to travel on, but no flowers can grow on them. And there is another saying positing that the word "normal" is just a euphemism for "average." I'm not getting zen either, just talking about normal jobs. Many people work normal everyday jobs their entire

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Oscar Issac Net Worth

By |July 20th, 2022|Categories: Life|

(Image courtesy Gage Skidmore) One of the most versatile actors of the 21st century is Oscar Isaac. Oscar Isaac is the go-to actor for film producers who are looking for a leading man, hero, villain, everyman, sci-fi hero or villain, romantic lead, comedic lead, and every role in between. Isaac has made a name for himself in Hollywood

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