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About Allen Francis

Allen Francis was an academic advisor, librarian, and college adjunct for many years with no money, no financial literacy, and no responsibility when he had money. To him, the phrase “personal finance,” contains the power that anyone has to grow their own wealth. Allen is an advocate of best personal financial practices including focusing on your needs instead of your wants, asking for help when you need it, saving and investing in your own small business.

How To Use $6 Black Gorilla Tape to Fix Minor Bumper Damage

By |June 3rd, 2023|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: , |

Want to guesstimate whether your neighbor can afford their car? Look for haphazard and unsightly do-it-yourself repair jobs. Growing up in New York City, I saw this all the time. And if you don't see others doing it, then it might be you. Patching up a bumper is expensive but that’s no reason to not conduct a clean patch-up job.

Can Undocumented Immigrants Open an IRA?

By |June 3rd, 2023|Categories: Economics / Politics, General Personal Finance, Life, Personal Finance Tips|Tags: , , |

  The United States has a long history of immigration tied to its founding and commercial expansion. The Pilgrims were immigrants. Contrary to popular belief, the founding fathers of this country showed fealty to England for a long time because they considered themselves products of English immigration. George Washington considered himself English and even fought as a commissioned English officer

How Much Interest Will I Earn on $1 Million?

By |June 3rd, 2023|Categories: Blog|Tags: , |

How much money you have does not matter as much as what you do with it strategically and financially. The point is that context is everything. For example, if you had a million dollars, the general wisdom is to never touch the principal and just live off the interest. Is it that simple? How much interest will I earn on

Can I Live off the Interest on $1 Million?

By |June 2nd, 2023|Categories: Blog|Tags: , , , |

Money opportunities are usually buried at the gravesite of procrastination. It takes discipline to see an idea through to its conclusion – your personal benefit. And when most of us dream about making more money, we usually procrastinate instead of achieving the goal. We spend too much time dreaming about the money we wish we had instead of taking steps

4 Reasons Why Regular Dental Checkups Can Save You Money

By |May 15th, 2023|Categories: Personal Finance Tips|

I’m a really stressed-out guy. I’m a freelance writer and I have a lot of deadlines and projects to worry about. I’m a native New Yorker and I currently live in Southeast Asia - I’ve been here for years and I’m still experiencing culture shock. Even though I didn’t realize it, I was letting my stress to get me. I

Strategies To Build a Millionaire Network and Skyrocket Your Wealth

By |April 10th, 2023|Categories: General Personal Finance|

If you want to increase your wealth and become financially secure, you need to do several things. You need to change your mindset about how money works, develop a long-term plan to achieve your goals, consult with experts, and create a network that benefits you and your associates. The most efficient and organic way to skyrocket your wealth is to

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