How to Pan for Gold in the 21st Century

By |May 1st, 2019|Categories: Life|

Do you have an aspirational dream or some bucket list wish item, that you really want to do? Yet, in your heart, you probably accept that you won’t ever really do it. Like BASE jumping? Sky diving? Directing a movie? We all have dreams that will probably remain unfulfilled. There just aren’t enough hours in a day.  Also, as responsible

How to Create a Compact, Efficient Home Office on a Shoe String Budget

By |April 23rd, 2019|Categories: Life|

Do you need a place to pay the bills and do personal paperwork? Are you running a small business from your home? Anyone can benefit from the organization and efficiency of a dedicated home office. You may not want to give up an entire room for this purpose. You may have no excess funds to devote, either. Good news: it’s

What Is Universal Basic Income?

By |April 1st, 2019|Categories: General Personal Finance, Life|Tags: , |

When I was a child, I don’t like to say I was poor. I was definitely from what you would call a, “working class,” family. Yet, I think that most people, in our current socioeconomic atmosphere, would equate that term with poor. In the 1980s, I grew in the era of Ronald Reagan, trickle-down economics, and the economic insecurities of

Cost of Full Mouth Dental Implants and Alternatives

By |February 13th, 2019|Categories: General Personal Finance, Life|Tags: , |

What do people hate, yet ultimately need throughout their lives? Quality dental care. I am in my early 40s, and the thought of losing teeth as I get older keeps me awake at night. Unless you brush your teeth multiple times a day and adopt an OCD-like compulsion for dental hygiene, tooth-loss is inevitable for most people, even if it

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4 Common Mistakes to Avoid in a Job Interview

By |January 30th, 2019|Categories: Life, Personal Finance Tips|Tags: , , , |

The current American unemployment rate is about 4% – the lowest it has been in decades. However, many of the jobs in this rate are low-paying, part-time, and seasonal jobs. Americans have jobs, but they aren't all making enough money to pay the bills. So, whether you are young or older, the time may come to interview for a new position.

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Should You Manage Medical Debt with Credit Cards? What Patients Need to Know

By |January 22nd, 2019|Categories: Life, Personal Finance Tips|

In the United States, nearly every medical procedure comes with an associated cost. Even individuals with quality health insurance can still face significant expenses after an accident, extended hospital stay, or intense surgery. Non-emergency expenses can still lead to medical debt, especially for specialized treatments. Unfortunately, these costs lead individuals to go without important medical care. For example, nearly 30%

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