When we hear the term, “fixed income,” we usually think of retirees living out their twilight years on finite, modest and strategically balanced sources of income. The truth of the matter is that we all live on fixed incomes. Most people nowadays live paycheck-to-paycheck. All it takes is an unexpected layoff, reduction in pay, or a financial emergency to disrupt
My dream is to one day retiree in Asia. Depending on the country, the cost of living is astronomically in the favor of Westerners when it comes to currency exchange. Like the Philippines. One American dollar equals about 52 Philippine pesos. You can rent a safe apartment or condo for $300 to $500 a month. Philippine people are renowned
Everyone experiences it. You have work to do, but you just can’t bring yourself to get started or continue from where you stopped. This feeling is prevalent, and fortunately, there are several ways you can fight it and get work done, even if you’re not in the mood. Let’s look at some of the reasons why you’re unmotivated to do
When you're living on a tight budget or even paycheck-to-paycheck, certain unexpected expenses can throw you for a significant loop. For those living in the United States, one of the highest unexpected costs you might have to pay is a surprise medical bill. These costs have been climbing to unbelievable heights in recent years, making healthcare inaccessible and too expensive
I must be a boring guy. As I began writing this article, I tried to think about all of the crazy things that I have ever done while on vacation. I won’t cop to anything I did in private, so I must admit that I always try to behave myself when I am in another country. Unfortunately, many Westerners lose
Innocence and willful stupidity are two extremely different things. It’s the difference between being young enough not to be able to appreciate the long-term consequences of actions and being old enough to know better yet pretending not to know. If life is hard enough, if personal problems are bad enough, its always easy to see what one wants to see.