After several years of being unemployed and living off the extremely strained graces of relatives, I made a financial decision that I regret to this very moment. I converted my pension into an annuity. I was a college adjunct and academic adviser in another life. Teaching was a career that didn’t appeal to me. I have been a freelance writer
(Ulysses Nardin image by Johnson Watch via P.D.) If you don’t have the strategic patience to wait for a stock pick to gain in value, then you probably shouldn’t try investing in luxury watches either. Also, the best watch as investment isn’t always one of the usual brand suspects. Or, brand as in the singular sense. When most people think
When I was a child, I was exposed to rap music through my older brothers. They played Eric B. and Rakim records day-and-night. My favorite song from this duo is, “Microphone Fiend." Microphone fiend is a rapper who can’t live without manifesting its prowess as a lyricist - fiending for a microphone kind of like a drug addict fiend. What
In 2017, the U.S. spent around $3.5 trillion on health care, which is more than twice the average of other developed countries. Needless to say, we spend a lot on health. From an individual standpoint, unexpected costs can put a huge financial strain on you and your family, with bigger emergencies possibly putting you in debt.
The holidays are coming, which means now is the best time to start making your holiday budget. Budgeting reduces your risk of falling into debt, which is a lot easier than you’d think. Approximately 44% of shoppers rack up $1,000 in holiday debt every year. To help you avoid that kind of financial nightmare, here are a few simple tips you can use to keep from overspending.
First-time homebuyers will have many different responsibilities that come with owning a property rather than just renting one. From year-round yard maintenance to calling a plumber yourself, homeownership can seem much more expensive than you were expecting, especially in the first year. While 78% of recent homebuyers thought that their real estate agent was a very useful source of information regarding these types of expenses, many first-time homeowners still aren’t aware of a great financial perk. As a homeowner, you can receive certain tax breaks that renters can never claim.