Even as some states start loosening restrictions and opening businesses, this is undeniably a stressful time. Neither politicians nor public health officials can be certain what will happen next with regards to COVID-19 or the economy. Some are predicting that a second lockdown is imminent, while others are saying that the economy could be up and running as usual by the end of the year. It is a bad idea to have an unpredictable financial situation during an unpredictable time. If you haven’t already, you should build a budget for yourself and your household, so you can better manage your spending and have the financial strength to survive whatever comes next. However, having a budget isn’t nearly enough — you need to be able to stay accountable to that budget for any chance at financial success. Here a few tips and tricks for successfully sticking to your budget, no matter how stressful your current circumstances.
The person who is quick to borrow money is slow to pay it back. There's no shame in being in debt. It’s hard to get through life without amassing debt. The only shame is doing nothing to correct the situation. That’s why many people consult with a credit counseling service. A credit counseling service helps debt-ridden people become more financially
If you are a senior citizen who is on Medicare, then there is a good chance that you are already aware that Medicare does not provide you with all of the coverage that you need for your healthcare costs. That is where a Medicare supplement plan, or Medicare gap coverage, can be very useful. There are a number of different gap coverage plans that you can buy to help supplement your medical expenses that are not covered by Medicare.
Are you interested in learning about how to apply for Medicare? We know it can seem a little overwhelming at first, but with just a little bit of information and guidance, it’s not so difficult. We promise! In this quick article, we’ll give you a simple overview, break down the essential steps for how to apply for Medicare, and then walk you through a few options you might like to consider.
Love and marriage may go together, but it doesn’t protect against an unexpected death. Life insurance is a morbid topic that no one likes to address. But if you think of it as securing the future of your loved ones, it becomes a noble topic.
Over 36 million Americans are unemployed right now. Since unemployment offices are severely stressed, that number may be as high as 60 million. There is never a good time to be out of work. However, since we are in the middle of the horrific COVID-19 pandemic, this is absolutely the worst time to be out of work. Still, no matter