About Allen Francis

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So far Allen Francis has created 10 blog entries.

Affordable Vacation Spots in Surreal and Lesser Known Locales

By |December 6th, 2018|Categories: Personal Finance Tips|Tags: |

There are many exciting, surreal, and awe-inspiring places that you can visit in the world – that are affordable, especially if you are working with the average $1,200-a-person budget. Here are some affordable vacation spots you might want to consider. Affordable Vacation Spots You Might Not Know About Over 30% of all travelers visit the exact some country, location, and

Treat Yourself: Luxury Food You May Be Too Ashamed To Buy

By |December 5th, 2018|Categories: Personal Finance Tips|Tags: , |

Most people save about $40 a week by eating at home instead of eating out. If you sacrifice week after week this way, what’s wrong with splurging once a year on a luxury food item? You only live once, and you might be able to absorb the cost if you primarily eat at home. With that in mind, here is

Why Nearly Half of All Americans Pay Nothing in Federal Income Tax

By |November 29th, 2018|Categories: Personal Finance Tips|Tags: , |

When it comes to federal income tax, no one benefits as much as the taxman, no matter where you live. The Internal Revenue Service of the United States collected over $3.4 trillion in taxes in 2017. The only relatively minor silver lining to this fact is that the federal government handed out about $440 billion in refunds that same year.

Odd Tax Facts You’ve Probably Never Heard Of

By |November 28th, 2018|Categories: Personal Finance Tips|Tags: , |

Even though the collection of taxes has a purpose, it still doesn’t seem to make anyone feel better. (At least, it doesn’t make me feel any better.) However, recently I started looking up unorthodox tax collection methods and found some interesting stuff. My motto in life is that if you don’t laugh for a minute, you’ll just end up crying

How to Cope With Forced Retirement: Tips for Moving Forward

By |November 23rd, 2018|Categories: Personal Finance Tips|

Most people imagine retirement as a bittersweet, voluntary entry into elderly age, hobbies, and relaxation. Almost, just as it is depicted in TV, movies, and popular culture. If anything, retirement can be a stress inducing and difficult life transition. It can be difficult for retirees to suddenly switch from decades of working to a full-stop into doing a lot of

Your Guide to Cryptocurrency and Why It Will Never Replace Money

By |November 21st, 2018|Categories: Personal Finance Tips|

Over a decade ago, no one had never even heard of cryptocurrency. Now there are over 2,400 cryptocurrencies and counting. Major governments and regulatory bodies are extremely concerned by the decentralized nature of cryptocurrencies. Even with the continuous decrease in value, many fear that cryptocurrencies may one day destabilize the current fiat currency global infrastructure. Or, even replace money as

Debt Advice: How to Avoid Digging a Debt Hole

By |November 9th, 2018|Categories: Personal Finance Tips|Tags: , |

Americans now owe more personal household debt than ever before in the history of such recordkeeping. Currently, Americans owe well over 13.3 trillion dollars in personal debt. The record levels of debt ownership don’t end there. Marketplace consumers are racking up over $4 trillion in debt in this year alone. Here's some debt advice for managing your debt, if you

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Millennials Are Saving Money But Still Aren’t Investing

By |October 25th, 2018|Categories: Personal Finance Tips|

Millennials are a demographic of people between the ages of 18 to 37. They are the fastest growing demographic of people set to replace replace the position once held by the baby boomer generation. However, when it comes to millennial savings, there is a generational gap of financial understanding, especially in investing. Millennial Savings Plans Don't Include Investing Over 30%

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Vermont Will Pay You $10K to Move There

By |October 24th, 2018|Categories: Personal Finance Tips|Tags: , , |

According to the Bureau of Labor Statistics, American unemployment is comfortably under 4%. This could be seen as a positive development concerning the American workforce. Yet, one should look closely at the numbers. About 57 million Americans are freelance workers. That accounts for almost 36% of the overall American workforce. The Impact of the Telecommuting Gig Economy Many Americans telecommute

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Retirement Challenges: This Is Why Not Retiring Is Best

By |October 18th, 2018|Categories: Personal Finance Tips|Tags: |

Nowadays, we're faced with a number of retirement challenges, with only a select demographic of elderly people able to retire comfortably, solvent, and never having to work again. The standards of living, the economic realities of business, and stagnant working-class wages mean that many workers may never get to retire. Retirement Challenges Over 40% of all people who expect to

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