About Allen Francis

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So far Allen Francis has created 66 blog entries.

Beware the Card Cracking Scam That Makes Victims Accomplices

By |July 18th, 2019|Categories: Life, Personal Finance Tips|

Innocence and willful stupidity are two extremely different things. It’s the difference between being young enough not to be able to appreciate the long-term consequences of actions and being old enough to know better yet pretending not to know. If life is hard enough, if personal problems are bad enough, its always easy to see what one wants to see.

Millennials Won’t Buy a New Home Unless It Suits Their Pets

By |July 15th, 2019|Categories: General Personal Finance, Personal Finance Tips|

I was terrified when I first began looking at homes to buy. There is much to consider. One-bedroom or two bedrooms? Should I buy a home that accommodates my current family size, or one that is big enough in case we have an addition? Perhaps I should choose a home with a connected garage, so I am not soaked when

Micro-Investing With Stash

By |July 10th, 2019|Categories: General Personal Finance|Tags: , |

I don’t own a Twitter account. That might be a digitally blasphemous thing to say in the 21st century, but I’ll weather the slings and arrows. I just don’t see the value in owning one. You have to be famous to amass followers who will add to your fame or buy products. Most followers are following people for gossip, news,

Spare Change Investing With Acorns

By |July 8th, 2019|Categories: General Personal Finance, Stocks|

No one becomes independently wealthy by investing in bank accounts alone. Bank accounts and savings accounts, especially those with high-yield interest generation, are great places to park your cash. Or, to create emergency funds. However, such returns on parked money are minimal, even at banks with great rates. The average interest range for most savings accounts, for example, ranges between

Paying $130K to Risk Death on Mt. Everest

By |July 3rd, 2019|Categories: Economics / Politics, General Personal Finance, Life|Tags: |

Most people take a vacation when they just can’t take it anymore. Sometimes, vacation is a way for people to decompress emotionally from the stresses of work. The idyllic image that comes to the mind for most people when they hear the word, “vacation,” is of someone lounging on a beach with sunglasses. Still, other people see a vacation as

Got $1,000 to Burn? Should You Save or Invest?

By |July 2nd, 2019|Categories: Personal Finance Tips, Stocks|Tags: |

Buying lottery tickets was a bad habit that I used to indulge in. I was in the habit of buying $1 and $5 scratch-off tickets. Reflecting on that time, I have no idea how much money I wasted. It might have been a few hundred. One day, I won about $35. To celebrate, I bought a bunch of old-school kung