About Allen Francis

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So far Allen Francis has created 114 blog entries.

I’ll Be Damned if I Panic Buy Hydroxychloroquine

By |April 7th, 2020|Categories: Economics / Politics, General Personal Finance, Life, Personal Finance Tips|Tags: , |

I think I can speak for you when I say I’m terrified. Still, I don't see how pretending Hydroxychloroquine, an old anti-malarial drug, is the magic answer against COVID-19. This is a virus that appeared months ago. It’s horrifying to be a grown adult, feel anxiety, and feel zero control over our life. OK. I won’t speak for you when

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Never Cheap Out On These Purchases

By |April 1st, 2020|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: , , , |

Being frugal has become the new norm for me as I didn't think about prices before. I wanted what I wanted, especially when it came to brand names. Now, I don’t mind buying generic brands anymore and always try to look for the latest sales. It's OK to cheap out when needed. I really can’t believe I wasn’t so financially

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Shoring Up Gig Economy Prospects As COVID-19 Rages

By |March 24th, 2020|Categories: Economics / Politics, General Personal Finance, Life, Personal Finance Tips|Tags: , , |

COVID-19, the dangerous new viral strain of the coronavirus. It’s a pandemic contagion rapidly and exponentially spreading across the world. I must steel myself in preparation for the dire facts transmitted to me about the virus before I turn on the news. Many things about COVID-19 worry me, like how it’s rapidly, perhaps even irrevocably, changing our world. What worries

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How To Find An Income Restricted Apartment

By |March 20th, 2020|Categories: Economics / Politics, General Personal Finance, Life, Personal Finance Tips|Tags: |

In 1986, singer Gwen Guthrie sang, “Ain’t Nothing Going On But the Rent.” And in 2020, rent is still an expensive reality and it’s always going up. That is why many people apply for an income restricted apartment. The average cost of rent in the United States in February 2020 was $1,468. That is just the average. Rent prices vary

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Payday Loans are for Suckers

By |March 10th, 2020|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: , |

Desperate people do desperate things. And, if you want to know how valuable money really is, try and borrow some. These are sayings that I always remind myself of when I come into financial trouble. And I was in a lot of financial trouble when I was in my 20s and 30s. Isn’t it odd how desperate people always seem

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John Templeton’s 16 Investing Rules

By |March 3rd, 2020|Categories: General Personal Finance, Personal Finance Tips, Stocks|Tags: , |

Sir John Templeton was arguably one of the greatest investing experts of the 20th century. He innovated the concepts of international and contrarian investing that most people take for granted today. Templeton was one of the earliest advocates of value investing. When he sold his company, the Templeton Growth Fund in 1992, it was worth over $13 billion. So, if

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