About Allen Francis

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So far Allen Francis has created 116 blog entries.

Payday Loans are for Suckers

By |March 10th, 2020|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: , |

Desperate people do desperate things. And, if you want to know how valuable money really is, try and borrow some. These are sayings that I always remind myself of when I come into financial trouble. And I was in a lot of financial trouble when I was in my 20s and 30s. Isn’t it odd how desperate people always seem

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John Templeton’s 16 Investing Rules

By |March 3rd, 2020|Categories: General Personal Finance, Personal Finance Tips, Stocks|Tags: , |

Sir John Templeton was arguably one of the greatest investing experts of the 20th century. He innovated the concepts of international and contrarian investing that most people take for granted today. Templeton was one of the earliest advocates of value investing. When he sold his company, the Templeton Growth Fund in 1992, it was worth over $13 billion. So, if

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I Can’t Wait to Get Dental Implants

By |February 25th, 2020|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: |

OK. Wait. Maybe that didn’t come out right. I don’t mean that I can’t wait to get dental implants with the kind of anticipatory zeal that is reserved for going to Disneyland. What I am mean is that it’s obvious that one detriment to getting older is the inevitable loss of teeth. Unless you religiously maintain extraordinarily habitual oral hygiene

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What Type of Debts Remain After Bankruptcy?

By |February 18th, 2020|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: |

Most people assume debts during the best times of their lives to later struggle, and unsuccessfully, try to pay them off during the most inopportune moments of their lives. There are many reasons why people find themselves figuratively drowning in a quagmire of debt entirely of their own making. Medical debts. Personal misfortune. Divorce. Massively underestimating one’s ability to pay

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I was a Mooch and a Human Sponge, Hampering my life and Financial Aspirations

By |February 11th, 2020|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: |

In the exact same way that small children have security blankets or sacred teddy bears, a sort of psychological talisman portending safety via proximity, grown adults use excuses, self-pity, and delusion in similar measure. Excuses can only go so far for grown adults who won’t help themselves. Children can’t help themselves. They’re young impressionable, impulsive, and don’t understand the long-term

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Why Seniors have to take care of Their Dental Health

By |February 5th, 2020|Categories: General Personal Finance, Life, Personal Finance Tips|Tags: , , , |

So, there I was, watching The Walking Dead and eating a Quarter Pounder with cheese value meal from McDonalds. I shouldn’t have been eating it because I want to eat healthier. But I just can’t resist fast food temptation. What happened next was probably the work of the Personal Health Karma Gods. It made me realize that I am getting

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