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Why You Should Consider Structured Settlement Loans For Financial Relief

By |December 22nd, 2014|Categories: General Personal Finance|

When searching for remedies for financial problems, obtaining a structured settlement loan is often overlooked. With a structured settlement, the person receives a small amounts of money monthly or quarterly for a long period of time, often a decade or more. A structured settlement loan allows the person to obtain a considerable amount of money all at once and repay

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Improve Your Mortgage Approval Chances Before Applying

By |December 3rd, 2014|Categories: General Personal Finance|

Buying a home is an exciting moment and a major milestone for new buyers. But the process of applying for a loan can be downright confusing. Lenders have strict criteria when evaluating an application. Factors from credit history to employment and even how much you can put down on the loan all affect the rates you can quality for. A

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Early Retirement with Middle Class Wages, Thanks to Thrifty Savings!

By |November 17th, 2014|Categories: General Personal Finance|

Day in and day out, those of us categorized as “middle class”, punch the clock, pay the bills, and repeat. During that time, we all dream of retirement. A time where we no longer have to wake up and take orders from someone else in order to receive a pay check. We picture ourselves barefoot on a beach, soaking up

How Government Fiscal Policy Works

By |November 11th, 2014|Categories: General Personal Finance|

Governments all over the world use a number of tools in the form of macroeconomic policies to influence the direction of the economy. Over-all a macroeconomic policy aims to foster a stable policy environment that is able to support strong and sustainable economic growth. Economic growth results in the creation of wealth and the availability of jobs. This consequently leads

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Raising Money After Divorce to Recoup Costs

By |November 5th, 2014|Categories: General Personal Finance|

No matter how it happens or who is involved, divorce is the epitome of complicated, and navigating the financial waters before, through, and after takes patience and preparation. Smoother transitions are often the result of meditation, instead of fighting in court, and the calculation and division of assets as early as possible is helpful in ensuring time and money aren’t

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What is a Protected Trust Deed?

By |November 5th, 2014|Categories: General Personal Finance|

(The following is a guest post relating to Scotland residents...) A Protected trust deed is an agreement between you and your lenders that lets you pay off as much of your unsecured debt as you can afford over a four year period. At the end of the agreed period the remainder of the debt is completely written off. A protected

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6 Easy Ways to Save Money Daily

By |November 2nd, 2014|Categories: General Personal Finance|

We all try to save, but many times the ways we try to save aren’t always the most effective methods. Often this is because we’re stuck in an old rut, working from the habits our parents and poorly conducted financial educations gave us. In truth, we don’t fail to save because we aren’t interested in saving, but rather because we

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Even the little things matter – How I made my blog more efficient and saved money

By |October 30th, 2014|Categories: General Personal Finance|

Many successful bloggers were once clueless about the whole blogosphere thing when starting out. I too didn’t even know what HTML stood for let alone build a meaningful site and attract traffic. The good thing is that these things are not as difficult as some gurus want you to believe. In fact the easiest way of building a successful blog

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Why Bother With Maintaining Your Car?

By |October 25th, 2014|Categories: General Personal Finance|

Car maintenance is one of the most important aspects of car ownership in Canada. A well maintained car helps ensure your vehicle is safe on the road, and tune-ups, repairs, and other body work are even more important in a country that can be trapped in a ‘polar vortex’ for months on end. Why do you need to worry about

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Quick Home Improvement Ideas Perfect for Empty Nesters

By |October 18th, 2014|Categories: General Personal Finance|

After raising a family in your home, it can feel pretty empty when the kids move away. One way for empty nesters to get past the deserted bedrooms and old décor is to renovate. A few simple projects can revitalize your home, and the suggestions below are meant to look great while still being cost-effective. And as these projects shouldn’t

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