About Timothy Werth

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So far Timothy Werth has created 12 blog entries.

How to Stretch Your Dollar for an Online Startup Business

By |June 5th, 2018|Categories: Personal Finance Tips|Tags: , |

It's easier to start your own online business than ever before these days. Compared to starting a physical retail store, the costs are almost nonexistent. An online store that has similar sales numbers could earn up to $100,000 more each year than a retail location. This speaks to the price of physical infrastructure versus online infrastructure. For something as niche

Yes, You Can Complete These Home Renovation Projects on a Budget

By |May 29th, 2018|Categories: Personal Finance Tips|

Summer is quickly approaching, and that means it’s the perfect time to start thinking about which home projects you’re going to do this year. Summertime is often jam-packed with trips to the beach, family vacations, and visits to the mall to pick up some warmer-weather attire. Because of all of this, you might not think you’ll have enough money to

These Vacation Scams Will Threaten To Ruin Your Good Time (And Your Bank Account)

By |May 1st, 2018|Categories: General Personal Finance, Personal Finance Tips|

Approximately 96% of American workers say vacation time is important to them, so it's not surprising that it's something a lot of folks spend their spare time daydreaming about. But before you book a getaway of any kind, it's important to do a lot of research first. In the digital age, vacation scams are becoming harder to spot -- and it's costing

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Can Skinny Health Insurance Plans Make Health Care More Affordable?

By |March 8th, 2018|Categories: Life|Tags: , , |

On Tuesday, February 20, the Trump Administration proposed a new health care plan, and administration officials say that the plan will help bring health care costs down for many working Americans. President Trump made his opposition to Obamacare a core tenet of his campaign, and while the Affordable Care Act is still officially the law of the land, the Trump

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Are You a Small Business Owner Trying To Avoid Bankruptcy?

By |March 8th, 2018|Categories: Personal Finance Tips|

If you're a small business owner, money is one thing that's probably always on your mind. And if you're a small business owner struggling to avoid bankruptcy, money is probably the only thing on your mind. While money may not be the most important thing to your happiness, it is often the most important thing when it comes to your misery.

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Essential Budgeting Tips For First-Time Homeowners

By |February 15th, 2018|Categories: Personal Finance Tips|Tags: , |

In the U.S., owning a home is still very much a rite of passage. It's part of the American Dream, after all. And in 2017, 63% of non-homeowners felt it was a good year to purchase a home. But if you're planning to buy your first house, there are certain financial pitfalls you'll need to avoid. Otherwise, your home may become

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How To Actually Be Productive On Your Next Business Trip

By |December 27th, 2017|Categories: Life|Tags: , |

Whether you are a business owner or employee, you are likely not a stranger to business travel. Business trips can be highly productive and exciting, but it is easy to let these expectations slip, as various factors take away your control. It’s becoming more popular for businesses to use private jet rentals for their employees as one main thing that practice gives

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How To Attend A Fancy Wedding Without a Fancy Budget

By |December 27th, 2017|Categories: Personal Finance Tips|

It may be winter, but that doesn’t mean the wedding season is hibernating. Even though the most popular month to get married is June (accounting for 15% of all weddings), you can be surprised with a wedding invitation or save-the-date at any time of year. Unfortunately, not all guests’ budgets allow for opulence and extravagance, but with a few smart strategies, you can attend any type of wedding without breaking yours. Here’s a quick guide to help you keep your budget in mind when attending a wedding as a guest.

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Did You Burn Out in 2017? Subtle Signs You Need A Vacation

By |December 22nd, 2017|Categories: Life|Tags: , , , |

When was the last time you took a vacation? And not a business trip or a long weekend for your cousin’s wedding — a real vacation. If you can’t remember, then you’re probably suffering from burn out, and you’re not the only one who had a rough 2017. Today’s workers are often impacted by a culture of overwork, wasting vacation days to achieve more. If you identify with this mentality, you might be doing more harm than good to your health and productivity.

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Office Yoga During Your Workday May Reduce Pain, Study Finds

By |December 22nd, 2017|Categories: Life|Tags: , , |

While sitting at your desk for hours on end might feel necessary for your creative flow, you might be feeling some back pain as a result. About 80% of the population experiences back pain in their lifetime, and sitting for work may amplify the problem. To ease your pain and reduce your number of sick days, a new study suggests swapping your creative

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