Many people believe investing is for those who have a lot of extra cash and a lot of free time on their hands. But that’s not the case. If you’re able to cover your basic living expenses and have enough money set aside in your emergency fund, you have enough cash to consider dipping your toes in the investment pool.

Scammers and thieves thrive in times of panic, and the COVID-19 pandemic has created fertile ground for fraud. According to PR Newswire, cases of identity theft have already risen since March when the COVID-19 crisis began taking root across the country. In just 2017, the median loss for health care fraud offenses was over $1 million.

Times are tough for everyone right now but there is a light at the end of the tunnel! COVID-19 has left millions of people without jobs and the immediate future certainly looks bleak. However, with some proper planning, determination, and hard work, you can ensure that your family is financially secure for many years to come.

Most Americans are dependent on their cars in this day and age. This is due to several different factors, including the issue of commuting. While some people are lucky enough to live within walking or bicycling distance of their workplaces, most are far enough from them that they need to drive. While public transportation is an option in some cases, it is inaccessible for many who live in rural areas.