About Timothy Werth

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So far Timothy Werth has created 19 blog entries.

4 Fiscally Feasible Financial Tips for the Frugal Fiancee

By |August 16th, 2018|Categories: Personal Finance Tips|

Weddings aren’t just expensive parties; they’re life-changing rites of passage. They often carry great religious significance. Of course, for the bride and groom, this magical day is preceded by months of arduous tasks and stressful planning. The attending guests only see the final product. They miss out on what went into the event planning. For many couples, especially those struggling with student loans and stagnant wages, it’s also a time of belt-tightening and penny-pinching. In other words, weddings aren’t cheap. For the wife to be, being a frugal fiancee helps.  

5 Great Tips For Getting and Staying Out of Debt

By |August 16th, 2018|Categories: Personal Finance Tips|

The combined debt of Americans has hit a record $13.1 trillion. That means most of us need to learn about staying out of debt When Do We Accumulate Debt? According to Time Money, the average American starts accumulating debt in their 20s and 30s. That debt nearly doubles by the time they are in their late 30s and 40s. To put that in perspective, here’s how much typical Americans owe in debt overall, broken down by age group:

Mail Theft: What To Do When Your Mail Is Messed With

By |August 3rd, 2018|Categories: Personal Finance Tips|Tags: , |

Any city dweller, especially those living in an apartment, is familiar with the worry of a long-awaited package being snatched from your stoop or building’s mail room. Do you know what to do when your mail actually gets tampered with? Ensure Mail Theft Has Occured First of all, make sure your suspicion that your package or mail was stolen is strongly supported. Have you had things lost before? Sometimes mail simply falls through the cracks. Check that packages weren’t hidden or misplaced by the deliverer or post office, even if you received a notification that it was delivered. Blogger and freelance writer Emily Price ordered an AC unit during the recent California heat wave, and was disappointed to find it missing, presumed stolen, not long after it was marked as delivered online. She contacted the seller of the ordered item ASAP to let them know about the situation. Luckily, they sympathized and offered a refund or to send her another AC unit.

4 Tips to Help You Save as a Broke College Student

By |July 31st, 2018|Categories: Personal Finance Tips|Tags: , , |

You can find a lot of content about saving for college. But what about saving in college? College is the next level; the next chapter; the next stage in your journey into adulthood. While all of the movies about college have made it seem like a four-year-long party, college can be pretty stressful. Between classes, projects, midterms, papers, and everything else that is synonymous with a higher education, many students have to worry about finances as well.

Shopping Smart During Those Massive Online Sales

By |July 24th, 2018|Categories: Personal Finance Tips|Tags: , , |

Now that Amazon has a successful yet slightly rocky Prime Day 2018 under its belt, they may have an idea of exactly how huge their customer base is. It's so big that it crashed the site in the first hour of Prime Day's launch. Amazon reported that their sales in the first hour still surpassed their first-hour sales on Prime Day 2017

3 Social Media Marketing Trends for This Summer

By |July 24th, 2018|Categories: Life|

Social media has definitely become an integral part of marketing and can be extremely effective at increasing web traffic and boosting sales. However, social media, like other forms of marketing, is subject to the fluctuations of society. While it would be nice to set up your social media account for your small business and let it run itself, it requires

3 Tips to Help You Land That Next Promotion

By |July 10th, 2018|Categories: Life|

If you've been at your job for some time now and still can't manage to move up the ladder, you're not alone. Many people struggle with how to show their employers that they are more than ready to take on additional responsibility -- and a bigger paycheck. Getting that long-deserved promotion can feel like a big win, and that's something

How to Stretch Your Dollar for an Online Startup Business

By |June 5th, 2018|Categories: Personal Finance Tips|Tags: , |

It's easier to start your own online business than ever before these days. Compared to starting a physical retail store, the costs are almost nonexistent. An online store that has similar sales numbers could earn up to $100,000 more each year than a retail location. This speaks to the price of physical infrastructure versus online infrastructure. For something as niche

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Yes, You Can Complete These Home Renovation Projects on a Budget

By |May 29th, 2018|Categories: Personal Finance Tips|

Summer is quickly approaching, and that means it’s the perfect time to start thinking about which home projects you’re going to do this year. Summertime is often jam-packed with trips to the beach, family vacations, and visits to the mall to pick up some warmer-weather attire. Because of all of this, you might not think you’ll have enough money to

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These Vacation Scams Will Threaten To Ruin Your Good Time (And Your Bank Account)

By |May 1st, 2018|Categories: General Personal Finance, Personal Finance Tips|

Approximately 96% of American workers say vacation time is important to them, so it's not surprising that it's something a lot of folks spend their spare time daydreaming about. But before you book a getaway of any kind, it's important to do a lot of research first. In the digital age, vacation scams are becoming harder to spot -- and it's costing

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