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So far Timothy Werth has created 50 blog entries.

2019 Tax Season: 5 Changes To The Tax Code You Need To Know Before You File

By |January 31st, 2019|Categories: Personal Finance Tips|

Before you submit your 2019 tax returns, read up on these major changes to the tax code! Americans fail to pay as much as $458 billion a year in taxes. Obviously neglecting to pay any kind of tax can lead to serious financial and legal trouble, but not being aware of tax changes can cause issues, as well.

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4 Smart Tips All First-Time Real Estate Investors Should Know

By |January 29th, 2019|Categories: Personal Finance Tips|

From an outside perspective, investing in real estate often sounds like a dream come true. Purchasing an extra property to rent out and cover some of your own bills may seem like a no-brainer if you have the capital. Of course, some real estate investors, especially first-timers, find that it's hard to stay on top of recurring expenses and end

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How to Make Your Workspace More Pleasant and Productive

By |January 28th, 2019|Categories: Personal Finance Tips|

Because you have to go to work, but you don’t have to be miserable. Whether you work from home or in a traditional office, your productivity levels are probably on your mind for a fair amount of each day. How productive an employee is impacts the employer’s bottom line, so it’s understandable that some people are preoccupied with efficiency. But improving output might not require as much sacrifice as you might think. In fact, it often comes down to the environment in which you work. If you’re struggling to meet your goals when working at home or you feel the office could use a better setup for the sake of employee efficiency, here are some important tips to keep in mind.

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Should You Manage Medical Debt with Credit Cards? What Patients Need to Know

By |January 22nd, 2019|Categories: Life, Personal Finance Tips|

In the United States, nearly every medical procedure comes with an associated cost. Even individuals with quality health insurance can still face significant expenses after an accident, extended hospital stay, or intense surgery. Non-emergency expenses can still lead to medical debt, especially for specialized treatments. Unfortunately, these costs lead individuals to go without important medical care. For example, nearly 30%

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Almost Half Of Millennial Homebuyers Have No Savings For A Down Payment

By |January 10th, 2019|Categories: Personal Finance Tips|Tags: , , |

Nearly half of millennials who plan to buy a house in the near future have no savings for a down payment. According to a recent study by Apartment List, nine out of 10 millennial renters plan to buy a house, but 48% say they have no savings for a down payment. The study found that only 11% of millennials who plan

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Shipping Container Homes Offer Financial Advantages to Struggling Homeowners

By |December 18th, 2018|Categories: Blog, Economics / Politics|

Affordable housing remains a concern in virtually every community across the country. Individuals and families clearly need places to live, but shelling out enough cash to purchase a home, on top of purchasing groceries, paying for utilities, and all the other expenses associated with homeownership can cause all sorts of financial problems and stress. Even among renters, finding an affordable

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