We live in a consumer-driven world. A growing number of companies offer quick and effective ways to save consumers money while giving them the products and services they want. Though retailers do their best to offer competitive prices, there are all sorts of ways that consumers can find even better deals. Through coupons, rebates, and money-saving apps, saving money passively has become easier than ever.

Keep reading to learn about 5 effective methods that you can use to save money with very little time and effort.

1. Use Drop

This app is a passive loyalty program that gives users the ability to choose their top five favorite stores. After choosing these stores and shopping through the app, you’ll automatically earn 1% cash back either in-store or online. Drop offers cash back on some of today’s top retailers including Target, Walmart, Starbucks, Walgreens, Whole Foods, and even Chipotle.

One of the drawbacks with the app is that you can only earn 1% cash back and you’re limited to earning $5 a week. Granted, most people don’t spend $500 shopping at their favorite retailers, but it helps to be aware of these limitations.

2. Use Paribus

Paribus is a consumer saving app that allows users to get money back on items that they’ve already purchased in the past when the price drops. To date, the app has helped consumers to get back $29 million in price drop refunds. Paribus is a no-cost no-effort way to passively put money back in your pocket.

The app works by scanning your email for receipts from past purchases. Paribus then cross-matches purchase history and when a price difference is discovered, the app alerts you in real-time. Once Paribus determines that you’re eligible for a refund, the app begins the process and then money is put back onto your debit card or bank account.

Are you wondering is Paribus safe? Unlike other apps, your personal information is never shared or sold. You can rest assured that the app is entirely safe and that your personal data won’t end up in the hands of companies that you know nothing about.

3. Use Trim Savings

Trim Savings is an app that focuses on bill negotiation. Instead of saving you money after you make a purchase and waiting for the price to drop, this app lowers your costs up front. The app can be used to negotiate lower prices on services like cable, internet, and cell phone service.

To see if you’re eligible for a lower price, simply download the app and submit your most recent bill. Trim negotiates with the service provider and attempts to get you a discounted monthly bill.

The app takes 25% of your yearly savings. If Trim Savings isn’t able to save you money, there’s no charge for the service.

4. Shop Using Cash-Back Websites

Getting paid to shop seems like a pipe dream, this is unless you work as a personal shopper. But, there’s another way that you can make money by shopping. Meet cash-back websites. There are a variety of websites that give you money back for simply making a purchase. Top options include:

  • Ebates
  • Rebates
  • Top Cash Back

These sites work by offering a percentage of cash back after you make a purchase through the website. You’ll find cash back offers from 2%-10%. When you buy something using one of the above websites, you’re given cash back.

So how do you get money for shopping? Cash-back sites are affiliates for big marketers. When they make a sale, they earn commission from the retailer, and in turn, you earn cash back as a percentage of the commission.

5. Use GetUpside

If you own a car, you know just how expensive it can be to fill up each week to get to work, home, class, and other important locations. GetUpside is a passive way to save money as the app compares gas prices, finding you the lowest in your area. The app also offers cash back at more than 600 gas stations in DC, Virginia, and Maryland.

As the app has grown, it also offers cash back at certain restaurants and grocery stores. Depending on the offer, you may be able to save 15% at grocery stores and 35% at local restaurants.


Saving money doesn’t have to be tedious and time-consuming. The days of clipping coupons or sending in cash-back rebates are long gone. Instead, by using certain apps and websites, you can passively save money without putting in much effort at all.

Here’s to saving money and stretching your hard-earned dollars even further!

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