Retirement Challenges: This Is Why Not Retiring Is Best

By |October 18th, 2018|Categories: Personal Finance Tips|Tags: |

Nowadays, we're faced with a number of retirement challenges, with only a select demographic of elderly people able to retire comfortably, solvent, and never having to work again. The standards of living, the economic realities of business, and stagnant working-class wages mean that many workers may never get to retire. Retirement Challenges Over 40% of all people who expect to

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Bankruptcies Dropping Among Young, But Growing For Seniors

By |August 28th, 2018|Categories: Blog, General Personal Finance, Personal Finance Tips|Tags: , , |

New Study Shows More Retirees Unable to Stay Solvent Bankruptcy is a painful process at any point in life, but it’s especially excruciating when you are at or near retirement age. There’s no time to recover and build retirement income.

What’s Holding Up Your Retirement Savings? It’s You.

By |May 25th, 2018|Categories: Personal Finance Tips|Tags: , , |

Are retirement savings a priority for you? If not, why aren’t they?

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Can You Put Cryptocurrency in Your IRA?

By |May 3rd, 2018|Categories: Personal Finance Tips|Tags: , , , , |

How’s your 401(k) or IRA doing? A typical 401(k) plan returns from 5% to 8% based on a portfolio of 60% stocks and 40% bonds and other conservative investments. If your retirement plan is not meeting expectations, you may be tempted by the high returns of cryptocurrencies like Bitcoin – but should you be wary of incorporating cryptocurrency into your account?

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25 Million Americans Left Behind Retirement Savings When Changing Jobs

By |May 1st, 2018|Categories: Personal Finance Tips|Tags: , |

What happens to your employer-based 401(k) account when you leave a job? That’s for you to decide – and if you make no decision, you may end up losing hard-earned benefits.

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Get a Financial Life in Retirement

By |November 2nd, 2017|Categories: Personal Finance Tips|Tags: |

Investing for the future can seem like an overwhelming endeavor — until you right-size the challenge in order to get a financial life in retirement.

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It’s All About Creating Income

By |March 10th, 2015|Categories: Blog, Personal Finance Tips|Tags: , , |

I was listening to talk radio the other day (because pretty much all music these days is freaking miserable) and there was a guy who was trying to sell his "get rich quick with real estate" program. I wasn't very interested in his real estate program, but I was really interested in his philosophy on money, because he summed it

The Government Doesn’t Want You to Retire Rich

By |April 9th, 2013|Categories: Blog, Economics / Politics|Tags: , |

President Barack Obama is about to unveil his budget proposal, and parts of his proposal have already made their way into the news. One of the aspects of his new budget is that he wants to prohibit anyone from saving more than $3,000,000 in an IRA. The White House issued a statement regarding this new proposal: Under current rules, some

Is Your 401k Safe From the Government?

By |November 29th, 2012|Categories: Blog, Economics / Politics|Tags: , , , |

I recently took a loan from my 401k to buy my first house (which is closing next week and I'm super excited about) and one of the reasons I'm comfortable using 401k money now is because I have no idea what the government is going to do with retirement funds in the future. The other day I read an article

How I Plan to Retire

By |November 19th, 2012|Categories: Blog, Life|Tags: , , |

Last week I wrote about how I took a loan from my 401k to help me pay for my 20% down payment on a house. Some people thought it was a great idea. I even got an email from a good friend telling me that the information was incredibly useful for him and he thanked me profusely. Other readers thought