What’s Holding Up Your Retirement Savings? It’s You.

By |May 25th, 2018|Categories: Personal Finance Tips|Tags: , , |

Are retirement savings a priority for you? If not, why aren’t they?

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Can You Put Cryptocurrency in Your IRA?

By |May 3rd, 2018|Categories: Personal Finance Tips|Tags: , , , , |

How’s your 401(k) or IRA doing? A typical 401(k) plan returns from 5% to 8% based on a portfolio of 60% stocks and 40% bonds and other conservative investments. If your retirement plan is not meeting expectations, you may be tempted by the high returns of cryptocurrencies like Bitcoin – but should you be wary of incorporating cryptocurrency into your account?

25 Million Americans Left Behind Retirement Savings When Changing Jobs

By |May 1st, 2018|Categories: Personal Finance Tips|Tags: , |

What happens to your employer-based 401(k) account when you leave a job? That’s for you to decide – and if you make no decision, you may end up losing hard-earned benefits.

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Get a Financial Life in Retirement

By |November 2nd, 2017|Categories: Personal Finance Tips|Tags: |

Investing for the future can seem like an overwhelming endeavor — until you right-size the challenge in order to get a financial life in retirement.

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It’s All About Creating Income

By |March 10th, 2015|Categories: Blog, Personal Finance Tips|Tags: , , |

I was listening to talk radio the other day (because pretty much all music these days is freaking miserable) and there was a guy who was trying to sell his "get rich quick with real estate" program. I wasn't very interested in his real estate program, but I was really interested in his philosophy on money, because he summed it

The Government Doesn’t Want You to Retire Rich

By |April 9th, 2013|Categories: Blog, Economics / Politics|Tags: , |

President Barack Obama is about to unveil his budget proposal, and parts of his proposal have already made their way into the news. One of the aspects of his new budget is that he wants to prohibit anyone from saving more than $3,000,000 in an IRA. The White House issued a statement regarding this new proposal: Under current rules, some

Is Your 401k Safe From the Government?

By |November 29th, 2012|Categories: Blog, Economics / Politics|Tags: , , , |

I recently took a loan from my 401k to buy my first house (which is closing next week and I'm super excited about) and one of the reasons I'm comfortable using 401k money now is because I have no idea what the government is going to do with retirement funds in the future. The other day I read an article

How I Plan to Retire

By |November 19th, 2012|Categories: Blog, Life|Tags: , , |

Last week I wrote about how I took a loan from my 401k to help me pay for my 20% down payment on a house. Some people thought it was a great idea. I even got an email from a good friend telling me that the information was incredibly useful for him and he thanked me profusely. Other readers thought

Social Security Taxes the Poor to Benefit Rich White People

By |July 26th, 2012|Categories: Blog, Economics / Politics|Tags: , , |

I hate Social Security. I hate that it takes 6.2% of every dollar I earn (temporarily 4.2%), and takes 6.2% of my income from my employer (who would probably be paying me that extra 6.2% if they weren't paying it to the government!). Imagine how much more I could save for my own retirement if I had a 12.4% raise.

The First Step to $1 Million of Net Worth

By |March 29th, 2012|Categories: Blog, Personal Finance Tips|Tags: , , |

I got a reader email that I had to share for two reasons. First, the question is about saving money and investing for retirement and it coincides very well with the Roth IRA Movement. Second, the reader is only 20 years old and is already looking at retirement savings!!!!!! This guy is a freaking BOSS!!!!!! We'll call him Military Mike,