About

Why You’re Here

You are here to be entertained. If I’m not doing a good job of that, then tell me and I’ll fix it. Or if you like what I’m doing, you can email me and tell me how awesome I am. You can also contact me if you’re completely indifferent towards me. Whatever the reason, I LOVE HEARING FROM MY READERS! After I’ve (hopefully) entertained you, if you’ve learned a little bit about personal finance, then that’s just gravy baby!

About Me

I’m a good-looking, awesome, hilarious 25 26 year old guy trying to make wasting time on the internet somewhat educational. While I’m telling stupid stories or making crazy videos there’s a chance you might learn something about personal finance. I have no official financial credentials, but I do have a boatload of experience making idiotic financial mistakes and applying life lessons to my personal and financial life. Check out these articles to learn a bit more about me as a person:

The Sad Truth

I wanna be a thousandaire so freaking bad!

Young people have no idea how to spend, save, invest, borrow or budget our money.

To be fair, nobody taught us.

The Problem

Most young people are leaving high school with no money or leaving college with a substantial amount of debt. Many of us either let our parents handle our finances, or take care of it ourselves and just see what happens. Sorry guys. It doesn’t take Wall Street trader to know that “see what happens” is a horrible financial strategy.

While it is true that there is no formal educational requirement to learn personal finance in our school system, we can’t really blame our lack of knowledge on the system. A quick Google search on “personal finance” returned 618 million results. If you think the information wasn’t available to you, then you obviously must have missed that whole “internet” thing (which begs the question, how are you reading this?). The problem with those 618 million results is, well; they suck. (Actually there are some really awesome PF blogs. Check out my blogroll to find them)

I bet you’d rather listen to bad music and clean my bathroom than read the Personal Finance section of USA Today. This has been viewed over 61 million times, and only 8% of people who have seen “David After Dentist” know how to open a Roth IRA, according to statistics I just made up.

The Solution

I’m not going to fight the Youtube, South Park, ADD culture of our generation like every other website does. I will embrace it. If you are going to watch a stupid video, at least watch a stupid video starring Kevin McKee. That’s what I’m doing here. I’m making funny, interesting, entertaining and sometimes stupid videos where you’ll hardly even realize you’re learning about money.

While I’m working on the videos, I will be blogging about my everyday financial life. Videos are a lot harder to make than blog posts, so look for a lot more blogs than videos until this website starts paying me enough to quit my day job. Click those ads people!

What is a Thousandaire?

I want us all to be thousandaires in our 20′s. Officially it means you have at least $1,000 in total assets more than you owe in total debts, giving you a net worth of at least $1,000. Unofficially:

A thousandaire is someone who understands how to manage his or her financial situation today, tomorrow and all the way until retirement.

Your "Breakfast of Champions" if you don't save money for retirement

And yes, I can redefine words. Thanks for asking. A thousandaire understands that talking about money isn’t taboo; it is necessary for us to share and collaborate and teach each other how to have thousands of dollars of net worth in our 20′s so we can have millions of dollars of net worth in our 40′s and 50′s.

Disclaimer

I am not a trained personal financial adviser. The purpose of this website is to entertain you and get you thinking about your financial future. If you become a millionaire after reading my website, congratulations. If you lose all your money, that sucks. I’m not responsible for either.