Four Ways to Make Money You Haven’t Tried

By |September 16th, 2015|

I don’t know about you but every time I get the thought that I should be trying to make extra income I go to google (the best website) to solve my problem.  Inevitably suggestions always seem to be the same thing, “sell your stuff on craigslist/ebay/garage sale”, “Tutor some folks for some extra cash”, “Use bank sign-up bonuses”.  Here

Robinhood Review

By |August 17th, 2015|

Robinhood has finally made its app available to Android users, and I can say I’m quite excited.  Robinhood is a brokerage.  If you open an account with them you can trade stocks online. There are two things that differentiate them from other discount brokers.  First, regular trades on the platform don’t incur a commission.  Second, you can’t place trades

Creating a Beautiful Garden on a Budget

By |August 3rd, 2015|

The process of revitalizing your garden can seem like a daunting and expensive one –after all, your garden center has a decoration and gadget available for just about everything imaginable. But there are plenty of great ways to spruce up your garden without emptying your wallet; it’s just a matter of knowing where to spend on new, quality items

How to Maintain Good Credit

By |July 28th, 2015|

This post is a contributed post from  See their Financial Self-Defense Kit for advice on how to build financial confidence as well as safeguard your finances.
“It takes many good deeds to build a good reputation, and only one bad one to lose it.”
— Benjamin Franklin
Your credit history is your financial reputation. And just like your professional and personal reputations, your

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YourWela Review

By |May 20th, 2015|

Have you been looking for a place to organize all of your investing accounts or create and track your financial goals? is one site that can help you do just that, plus so much more.
Getting Organized with YourWela is different compared to other financial tools websites and I have checked several of them. What makes them unique is that

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Looking for passive income? Here are some things to consider.

By |May 11th, 2015|

At every family birthday celebration, my mother-in-law buys each family member “Set for Life” scratch off tickets. Part of our traditional birthday fun includes a hunt through purses and pockets for enough coins to discover who among us might receive $5000 every week for the rest of our lives. Cognitively, I am aware of the futility of this game.

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The true cost of spending your retirement early

By |May 8th, 2015|

My first, briefly-held job out of college had nothing to do with finances. In fact, I was so ignorant on the subject that I somehow failed to realize that one of the job’s very few perks was an automatic, employer-funded 12% annual contribution to a retirement plan. It’s a benefit nearly unheard of these days, and to my knowledge

Why we all need financial advice

By |May 4th, 2015|

Generally speaking, most of us fall squarely into one camp or another when it comes to the question of whether to hire a financial advisor. This isn’t that debate. What I’m talking about today is financial advice – and we all need it.

Let me be clear about what I mean when I say advice. I’m not talking about reading

Beyond Six-Months’ Cash: Alternatives for your emergency fund

By |April 29th, 2015|

The concept of an emergency fund is simple. Ideally, we should all have 6 months of expenses put aside in a savings account, just for emergencies. There are generally two objections to this school of thought.
Objection 1: Inflation risk and opportunity cost
From an investment perspective, emergency funds held in cash represent significant opportunity cost. In fact, some experts will

3 Decisions that may Hurt your Diversification Efforts

By |April 27th, 2015|

Asset allocation and diversification are important concepts in investing. Although many investors think of them interchangeably, they are, in fact separate concepts. Asset allocation refers to how you choose to spread your money among investments. Every investor practices asset allocation by virtue of having invested. Whether or not that asset allocation represents diversification is another matter altogether.

Diversification is a

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