5 Tips to Qualify for an Installment Loan

By |March 1st, 2017|Categories: Personal Finance Tips|

An installment loan is one of two major types of loan. You borrow a fixed amount from a creditor and you make a series of payments every month until the amount is paid off. These loans are the majority what people get for autos, boats, and home loans. Before you can get a loan, you need to ensure that the

Investment Scams: 6 Red Flags to Look out For

By |February 27th, 2017|Categories: Personal Finance Tips|

Have you noticed that lately when you shop for something on Amazon, that item has a habit of popping up on other websites? It's as if Amazon has worked out a way of saying, "Oh hi, did you forget to buy this? Well, you can now. Just click." In some instances, that might be helpful. It also is a clear

Life Insurance Without an Exam?

By |February 10th, 2017|Categories: Personal Finance Tips|

Have you heard of No-Exam Life Insurance? Unfortunately, many people still don’t know about it or may not know how to get it. This might be why studies show that 38% of people who want life insurance put it off. Sadly, many delay getting life insurance until it’s too late. The question of whether no-exam life insurance is the right

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A New Homebuyer’s Guide to Conventional Loans

By |January 16th, 2017|Categories: Personal Finance Tips|

In comparison to buying a home, other seemingly significant purchases in your life ― your computer, your mattress, and even your car ― are child’s play. Homes cost several hundreds of thousands of dollars ― more than you likely make in five years ― which means it is likely impossible for you to simply save up and buy a home

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Mailbag – When Do I Replace My Car

By |December 16th, 2016|Categories: Personal Finance Tips|

You can email me at adamwoods137@gmail.com Hi Adam, I just got back from the mechanic and my car (bluebook ~$9,000) needs $3,000 worth of repairs to be made drivable again.  Part of it seems to be routine maintenance but the other part is just part failure.  I don't want to be regularly paying these kind of repair bills,

How to Stay On Top Of Your Family’s Finances

By |December 1st, 2016|Categories: Personal Finance Tips|

When running a household budget there are many demands on the family purse; along with the regular outgoings are the unexpected bills that crop up all too frequently. Outfitting children who seem to out grow their clothes and shoes every other month, the ever-increasing supermarket bill and fuelling the car can all make it seem that money vanishes as soon

How Can I Look After My Loved Ones If I Die?

By |October 27th, 2016|Categories: Personal Finance Tips|

Death is never easy. Your loved ones are tasked with the job of rebuilding their lives, while burdened with the financial stress that so often accompanies tragic loss. It is essential that your have a plan in place to provide for your family and others than are dependent on you in the event of your death. The best place to

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How to Get Personal Finance Homework Writing Help

By |August 18th, 2016|Categories: Personal Finance Tips|

If you study finance at college or university, you will be definitely asked to complete homework papers every day. Nearly every essay or term paper on finance is a nightmare for students. They are supposed to research specific topics related to the fields of business, management and accounting and organize deliberately planned homework assignments by the deadline. An average topic

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How to Create an Effective Financial Plan

By |April 18th, 2016|Categories: Personal Finance Tips|

An effective financial plan is one that incorporates all aspects of financial life and that includes goals that are specific, measurable, achievable, realistic and time-bound (SMART). The 4 basic elements of an effective financial plan are situation analysis, goal setting, implementation and assessment. Each of these elements are important and interrelated and should be given proper attention. The key to

Doing Your Own Taxes

By |April 8th, 2016|Categories: Blog, Personal Finance Tips|

I got about halfway through using H&R Block to do my taxes when I got stuck trying to enter the correct deduction in at one point.  I was trying to use the free edition of H&R Block because I couldn't see my way to paying for it and after about 20 minutes of frustratingly unclear googling I gave up and decided