How to Create an Effective Financial Plan

By |April 18th, 2016|

An effective financial plan is one that incorporates all aspects of financial life and that includes goals that are specific, measurable, achievable, realistic and time-bound (SMART).

The 4 basic elements of an effective financial plan are situation analysis, goal setting, implementation and assessment. Each of these elements are important and interrelated and should be given proper attention.

The key to achieving

Doing Your Own Taxes

By |April 8th, 2016|

I got about halfway through using H&R Block to do my taxes when I got stuck trying to enter the correct deduction in at one point.  I was trying to use the free edition of H&R Block because I couldn’t see my way to paying for it and after about 20 minutes of frustratingly unclear googling I gave up and

Two most dangerous ways to save money

By |February 29th, 2016|

For leap day I thought I’d take a break from the stodgy sort of money saving advice I prefer to dispense and point out some of the dumber ideas that I’ve had to save a buck or two.  “Dangerous” might well be a bit of a misnomer here.  You won’t actually be in physical danger, these are just ideas

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Forex Trading Strategies Used By Successful Traders

By |February 4th, 2016|

Forex trading has experienced tremendous growth over the past few years due to the advent of Internet. There was a time when people who were interested in forex trading had to go to special places to start trading as information was not easily available to everyone. However, these days everyone has access to all the information at the click

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Four Ways to Make Money You Haven’t Tried

By |September 16th, 2015|

I don’t know about you but every time I get the thought that I should be trying to make extra income I go to google (the best website) to solve my problem.  Inevitably suggestions always seem to be the same thing, “sell your stuff on craigslist/ebay/garage sale”, “Tutor some folks for some extra cash”, “Use bank sign-up bonuses”.  Here

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Robinhood Review

By |August 17th, 2015|

Robinhood has finally made its app available to Android users, and I can say I’m quite excited.  Robinhood is a brokerage.  If you open an account with them you can trade stocks online. There are two things that differentiate them from other discount brokers.  First, regular trades on the platform don’t incur a commission.  Second, you can’t place trades

Creating a Beautiful Garden on a Budget

By |August 3rd, 2015|

The process of revitalizing your garden can seem like a daunting and expensive one –after all, your garden center has a decoration and gadget available for just about everything imaginable. But there are plenty of great ways to spruce up your garden without emptying your wallet; it’s just a matter of knowing where to spend on new, quality items

How to Maintain Good Credit

By |July 28th, 2015|

This post is a contributed post from USA.gov.  See their Financial Self-Defense Kit for advice on how to build financial confidence as well as safeguard your finances.
“It takes many good deeds to build a good reputation, and only one bad one to lose it.”
— Benjamin Franklin
Your credit history is your financial reputation. And just like your professional and personal reputations, your

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YourWela Review

By |May 20th, 2015|

Have you been looking for a place to organize all of your investing accounts or create and track your financial goals?

YourWela.com is one site that can help you do just that, plus so much more.
Getting Organized with YourWela
YourWela.com is different compared to other financial tools websites and I have checked several of them. What makes them unique is that

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Looking for passive income? Here are some things to consider.

By |May 11th, 2015|

At every family birthday celebration, my mother-in-law buys each family member “Set for Life” scratch off tickets. Part of our traditional birthday fun includes a hunt through purses and pockets for enough coins to discover who among us might receive $5000 every week for the rest of our lives. Cognitively, I am aware of the futility of this game.

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