I have a confession to make: I have probably searched for life insurance quotes at least 5 or 6 times in my life, but I've never pulled the trigger. The reason I have never decided to purchase a policy is because I'm having a really hard time determining how much insurance I actually need. There is no right answer, but there are definitely things to consider. First of all, you obviously have to consider the price. It's good to get quotes from a lot of different companies and to make sure you get the best price. I've looked at places like State Farm, GEICO, Liberty Mutual and others. If y

As we start to approach the end of the year, many of us who are employed are about to go through performance reviews. These performance reviews can have a big impact on whether or not you get a raise, a year end bonus, and even if you get a promotion in the future. You don't need to get an economics degree in London to know that bonuses, raises, and promotions are good for your financial situation, so it's important that your year end review goes well. Here are a few actionable steps you can take to make sure your review is great. Be a Great Worker The first and most important thing is

Now that Obamacare is going into full effect in 2014, people need to make a decision: should I try to get health insurance (if the Obamacare website ever starts working) or should I just pay the fine for not having insurance? If you are young and healthy, it might make sense to just pay the fine. Let me clarify. I'm getting health insurance because my employer subsidizes the cost and it's actually cheaper for me to have health insurance than it is to pay the fine. If this is an option for you then it's pretty much a no-brainer. But say your employer doesn't subsidize your insurance co

Have you ever taken your car into the shop and been given bad news: they recommend you do a repair and it's going to cost over $1,000. I got that news a few weeks ago, and as I'm saving up money for my wedding I knew I didn't have that kind of money for repairs. I also knew that I needed to replace the suspension, or struts, on our car. We have a 2000 Buick Century and it meets the criteria for the greatest car in the world: it runs and we don't have a car loan. The problem is the car is 13 years old and has almost 130,000 miles on the odometer. And in all that time, the suspension had neve

The following is a guest post by Jamie Claver Getting married – it’s supposed to be the happiest day of your life (and I’m sure it will be), but it can also put outrageous amounts of stress on your shoulders and wallet. Did you know that the average wedding costs more than $28,000? If you’re anything like me, this number sounds a bit steep. With a little bit of creativity, a pinch of cunningness and a flair for haggling, you can easily lower that number without having to make the bride walk down the aisle in a garbage bag. Choose your Day Everyone knows Saturdays are the most popu

As you probably know from my new website Reward Boost, I get pretty excited about earning rewards. There's nothing quite like using credit cards, paying them off every month, paying $0 in fees and interest, and getting valuable rewards in return. There's also nothing quite like having your rewards account drained to $0 without any prior warning. That's what happened to Tag yesterday. Pretty scary huh? If you have any rewards credit or debit card accounts, you can be certain the terms and conditions include a statement something like the following Wells Fargo disclaimer: Changes to th

In the last few weeks my fiancee Tag has started looking to start up her career again. She spent a few years working to get into nursing school, and then one semester in the program before realizing it wasn't for her. She's looking to re-enter the job market and sent out her first application last week. She found a job on Monster.com and tried to apply through their website. Unfortunately, their website didn't give her any option to upload a cover letter, so she went directly to the company's site to apply there. I'm going to go off on a tangent here because some companies make applying

It just hit me the other day: my 10 year high school reunion is this year. Woah! So I'm officially not a kid anymore. I have some gray hairs, I can't workout for more than 30 minutes without feeling like I'm gonna die, and it's been a decade since I was in high school. When I think back to 10 years ago I was a starry eyed kid. I knew I was going to go to school, get a great job and be a millionaire. And I was going to do it all before my 30th birthday. I wanted to succeed. I needed to succeed. Heck I was offended my class didn't vote me most likely to succeed. Now the reunion is he

If you are sitting there right now thinking, "I wish I had a job" or even "I wish I had a job that pays $75,000+ a year" then listen up. What if I told you that a corporate recruiter from a $10 billion dollar publicly traded company contacted me about a job simply because I had expressed interest in learning a particular skill? Check out this email: Last year I was looking for a promotion at work and I wanted to get into the mobile development space because I knew it was booming. Unfortunately I didn't have any experience there. I joined Meetup groups in my area to try to learn more abou

Yesterday was the first day of Lent, which means it was the first day of mine and Tag's Lenten sacrifice. There are about a billion things I could do to make myself a better person, but Tag is almost perfect so it was hard to find something we could do together. However, after a little discussion we decided that we wouldn't eat out for the next 40 days. Stop Eating Out to Save Money One of the best reasons to stop eating out is simply because it will save money. I have no idea exactly how much money you can save by saving money, but I do know it's pretty substantial. A meal at a fast food