A rainy day fund is something we all should have. It’s the best way to save for our futures and it’s always a good idea to have some financial security to fall back on, just in case. When you’re putting a little money away where you can, it’s a great feeling. You’re investing in your future which is something you should be proud of.

We spend our lifetimes making future plans for ourselves and our loved ones, preparing for the big milestones. However, if there is one thing for certain about life, it is that life is uncertain. That is why no matter what stage of life you are at, any planning for the future is incomplete without ensuring that there is a safe financial net in place in the event of your untimely demise.

Gold, silver and other precious metals seem to have fallen out of fashion for the modern American investor.  Although many Americans own mining stocks or other paper forms of ownership in the precious metals industry, the concept of owning physical gold and silver has become almost laughable.  But why? Until perhaps just 100 years ago, gold and silver were essentially the world’s money for hundreds, if not thousands, of years. Why is it now only the realm of antique collectors?

Hong Kong confuses most people on whether it is a country or is part of China. A metropolis on the southern coast of China, Hong Kong is autonomous, with its currency. Hong Kong is a SAR (Special Administrative Region) of China, officially making the Hong Kong part of China.

If you’re thinking of taking out an installment loan then there are some things you should first consider, especially if you’re a novice. You’re likely going to end up paying more back than what you borrowed, commit to a payback period that’s unmanageable, and further harm your credit score in the process. Knowing what to look for in a reasonable loan can save you money and stop you from committing to something that will harm you further financially. There are several leading sites that compare the best installment loans so you can easily pick one that works for you.

Upon receiving their first paycheck, people often buy the things they want, or they save it up for something much more rewarding, such as that 5-star luxury cruise or that simple holiday vacation. For others, that paycheck becomes the lifeblood of an aspiring entrepreneur.