How I Fell Into $40,000 of Debt and Eventually Got Out

By |June 2nd, 2023|Categories: Debt, Personal Finance Tips|Tags: , |

Dee Baker is financial contributor who writes about money management, tips for getting out of debt, and investing for the long haul. I write about personal finances for a living, but that doesn't mean I've always managed my own money like an expert. In fact, it's some of the difficult growing pains I faced that lead directly to my self-education

How To Deal With Debt Collection Agencies and Negotiate a Payment Plan

By |May 25th, 2023|Categories: Debt|Tags: , , |

Being strangled in debt can be a challenging enough situation. And receiving collection calls from creditors will only add to that daunting burden. Your debts can end up in collections soon after you have been delinquent or significantly falling behind on your debt repayments, in most cases, after 120 to 180 days of not paying. If debt collectors frequently contact