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This Lender Repos 1 In 3 Cars It Finances — How to Avoid This Cycle

By |May 2nd, 2018|Categories: Personal Finance Tips|Tags: , , , , |

You frequently hear about America’s crushing student loan debt, but cars are not far behind — especially subprime auto loans.

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Could You Go Without a Car?

By |April 10th, 2012|Categories: Blog, Personal Finance Tips|Tags: , , |

About one year from today I will turn in my 2010 Toyota Camry and complete the terms on my lease. And then I will have a decision to make: should I buy a new car or try to live life in America without a vehicle? Buying a vehicle is expensive. I don't have the money to buy a car outright

Save $220 on Car Insurance for Defensive Driving

By |December 15th, 2011|Categories: Blog, Personal Finance Tips|Tags: , |

Is there anything worse than car insurance? Last year I wrote about how I have a flawless driving record and am still paying way too much for car insurance. Over the 10.5 years I've been driving, I've paid car insurance companies roughly $100 a month. It was obviously higher than $100 when I was 16, and it's lower today than

Toyota Dealer Tries to Screw Me

By |May 5th, 2011|Categories: Blog, Personal Finance Tips|Tags: , , , |

Today I'm going to tell you a true story about how a big, bad company tried to steal my money and how I told them kiss the part of my body that I sit on. It all started when I decided to get rid of my expensive, stupid 350Z and buy a less expensive vehicle. That is a whole story

Lease Your Car and Fleece The Dealer

By |April 29th, 2011|Categories: Blog, Personal Finance Tips|Tags: , , , |

If you are looking to get into a new car, one of the first decisions you will have to make is whether you want to lease the vehicle or buy it. There is a third option of paying for a brand new car in cash, but not many people do that and it actually isn't a very good idea because

5% Cash Back on Gas with PenFed Rewards

By |April 7th, 2011|Categories: Blog, Personal Finance Tips|Tags: , , , |

Gas prices suck. Unless you take public transportation, walk, or have taught yourself how to fly, you already know this. In my Toyota Camry, I get about 23 mpg and drive about 1,000 miles a month. That means I'm buying about 43 gallons of gas a month. At current prices of about $3.50 a gallon here in Texas, that comes