How Having Life Insurance Can Prepare You For The Future

By |March 3rd, 2020|Categories: General Personal Finance|Tags: , , |

Obligatory picture of couple As soon as you got your first job, a variety of people most probably started telling you to spend your money wisely. And as you pace through life, you can’t help but notice that you’ve been carrying this thought with you. This could show up by second guessing whether or not you should buy

The Best Life Insurance Options for Senior Citizens

By |February 1st, 2019|Categories: Personal Finance Tips|Tags: , , |

Most people only think about getting life insurance when they are too old to get it at a reasonable price. Over 40% of Americans have no life insurance at all. Of the 60% that do have life insurance, only about 15% of Americans acquire long-term life insurance coverage. Most Americans are underinsured and get life insurance through their job. While

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Obesity and Insurance Premiums – Can Obese People Get Life Insurance?

By |January 24th, 2019|Categories: Personal Finance Tips|Tags: |

I used to be heavier in weight when I was younger. I have since become healthier, but in the back of my mind, I always wonder if my former weight had a marked influence on my past insurance premiums. Almost all life insurance applicants must undergo a medical physical as a part of the application process. It's how life insurance

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3 Things to Consider When Purchasing Life Insurance

By |November 19th, 2013|Categories: Blog, Personal Finance Tips|Tags: |

I have a confession to make: I have probably searched for life insurance quotes at least 5 or 6 times in my life, but I've never pulled the trigger. The reason I have never decided to purchase a policy is because I'm having a really hard time determining how much insurance I actually need. There is no right answer, but

Do Young People Need Life Insurance?

By |May 29th, 2012|Categories: Blog|Tags: , |

Do young people need life insurance? I've heard this question asked more than once, and unfortunately it's a terrible question. Someone's age has very little to do with whether or not someone needs life insurance. An 18-year-old might need life insurance more than a 90-year-old, depending on their situations. Here is a list of some better questions to ask about