The Best Life Insurance Options for Senior Citizens

By |February 1st, 2019|Categories: Personal Finance Tips|Tags: , , |

Most people only think about getting life insurance when they are too old to get it at a reasonable price. Over 40% of Americans have no life insurance at all. Of the 60% that do have life insurance, only about 15% of Americans acquire long-term life insurance coverage. Most Americans are underinsured and get life insurance through their job. While

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Obesity and Insurance Premiums – Can Obese People Get Life Insurance?

By |January 24th, 2019|Categories: Personal Finance Tips|Tags: |

I used to be heavier in weight when I was younger. I have since become healthier, but in the back of my mind, I always wonder if my former weight had a marked influence on my past insurance premiums. Almost all life insurance applicants must undergo a medical physical as a part of the application process. It's how life insurance

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3 Things to Consider When Purchasing Life Insurance

By |November 19th, 2013|Categories: Blog, Personal Finance Tips|Tags: |

I have a confession to make: I have probably searched for life insurance quotes at least 5 or 6 times in my life, but I've never pulled the trigger. The reason I have never decided to purchase a policy is because I'm having a really hard time determining how much insurance I actually need. There is no right answer, but

Do Young People Need Life Insurance?

By |May 29th, 2012|Categories: Blog|Tags: , |

Do young people need life insurance? I've heard this question asked more than once, and unfortunately it's a terrible question. Someone's age has very little to do with whether or not someone needs life insurance. An 18-year-old might need life insurance more than a 90-year-old, depending on their situations. Here is a list of some better questions to ask about