About Kate Brown

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So far Kate Brown has created 24 blog entries.

Dollar Cost Averaging to Reduce Risk?

By |April 6th, 2015|Categories: Blog, Personal Finance Tips|

Determining the best time to invest can be a nerve wracking business. Ideally, we’d all invest at the market’s low point, and watch our returns climb as we sat back and congratulated ourselves on our stellar timing and market acumen. Alas, we are stuck with real life, where markets are unpredictable and determining the very best time to buy nearly

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3 Investments That Can Reduce Your Tax Bill

By |April 3rd, 2015|Categories: Blog, Personal Finance Tips|

Investments with tax benefits are an attractive option for diversifying your portfolio. The IRS offers tax breaks for savings goals such as retirement and education, but you can reduce your taxes further by looking beyond these options. The following products either offer tax-free earnings, or are more tax-efficient than many people realiz 1. Municipal Bonds Municipal bonds are those issued

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Understanding IRAs for Retirement Savings

By |April 1st, 2015|Categories: Blog, Personal Finance Tips|

IRAs, or Individual Retirement Arrangements, are important retirement savings vehicles. IRAs offer the potential for tax-advantaged saving, which is especially important for anyone without access to an employer-sponsored retirement plan. In order to make IRAs easier to grasp, think of a book with a cover. The underlying investment is the book, while the IRA is the cover. The cover tells

Take care of today so you can dream about tomorrow

By |March 30th, 2015|Categories: Blog, Life, Personal Finance Tips|

It’s easy to feel inadequate when it comes to your retirement savings, especially since there is no lack of motivation to make you feel that way. Bloggers like me get to sound smart when we scare you with what is essentially basic math; investment companies get to come to your rescue with savings vehicles; and there is, of course, the

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5 Ways ETFs are Different from Mutual Funds

By |March 27th, 2015|Categories: Blog, Personal Finance Tips|

Let me say this up front. I think ETFs, or exchange-traded funds, are super cool. I have nothing against mutual funds – or any product, really – but I do have a thing for ETFs. Undoubtedly, I am not alone in this, but I feel compelled to confess my bias up front. ETFs and mutual funds offer the opportunity for

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Bonds as a safety net? Choose carefully.

By |March 25th, 2015|Categories: Blog, Personal Finance Tips|

                  Image credit: epSos.de Simplified lists that order investments by risk almost universally describe bond funds as less risky than equity funds, and often, this is true. But it isn’t categorically true, and that’s a problem for me. A novice may think he or she has enough information to reasonably conclude that any

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