About Kate Brown

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So far Kate Brown has created 24 blog entries.

When paying off debt, it pays to plan

By |June 8th, 2015|Categories: General Personal Finance|

Debt is like that toxic friend you’ve had for as long as you can remember; you know the situation needs to be addressed, but you put if off because the process will be unpleasant. However, with friends and finances, waiting until the situation refuses to be ignored can lead to catastrophic – and unnecessary – consequences. Get over it Often,

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Understanding who benefits from 529 plans

By |June 1st, 2015|Categories: General Personal Finance|

I’m a big believer in getting bang for your buck. When it comes to saving for college, the 529 plan definitely deserves a place in your portfolio. There are reasons for this, which I’ve written about before, but there are also misconceptions that should be brought into the light. As a savings solution for the middle class, 529 plans appear

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When it comes to managing cash, do what works

By |May 25th, 2015|Categories: General Personal Finance|

Most of my more recent friends think of me as being good with money. To an extent, their perception is accurate. I love talking about total return, asset allocation and risk tolerance. I would happily debate the merits of holding stocks in a portfolio past retirement age, or the importance of guarding against inflation risk. These are concepts related to

Breaking down mutual fund fees

By |May 15th, 2015|Categories: General Personal Finance|

Mutual fund investors love to complain about fees. None of us wants to see our returns reduced by expenses, in any market. When our investments are down, it seems like insult to injury. And when they’re up? Our investment has grown, which means that we actually pay more than we would if it hadn’t. A word of advice: it doesn’t

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Life insurance as an investment

By |May 13th, 2015|Categories: General Personal Finance|

When it comes to life insurance recommendations, I am pretty much in the term camp. There are several reasons for my position, the most important being that life insurance is first and foremost about protection. And since whole or universal life can literally cost over 10 times what term costs for the same coverage, not many of us can actually

Looking for passive income? Here are some things to consider.

By |May 11th, 2015|Categories: Blog, General Personal Finance, Personal Finance Tips|

At every family birthday celebration, my mother-in-law buys each family member “Set for Life” scratch off tickets. Part of our traditional birthday fun includes a hunt through purses and pockets for enough coins to discover who among us might receive $5000 every week for the rest of our lives. Cognitively, I am aware of the futility of this game. But

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