The current American unemployment rate is about 4% – the lowest it has been in decades. However, many of the jobs in this rate are low-paying, part-time, and seasonal jobs. Americans have jobs, but they aren't all making enough money to pay the bills. So, whether you are young or older, the time may come to interview for a new position.
Last week Daniel Packer and I had a little debate about emergency funds where Daniel said you should have one in cash and I said you should invest and mitigate risk other ways. One of the ways I suggested to reduce the need for an emergency fund is to be a rockstar at work, and a few people didn't take