When to Buy Long Term Care Insurance

By |June 29th, 2012|Categories: Blog, Personal Finance Tips|Tags: |

Sometimes when you are trying to be financially responsible you have to think about other people's finances. For my younger readers, think about your parents. What if Dad reached the unfortunate medical situation where he couldn't take care of himself? Does he have the money to put himself in a home or pay for a caretaker? Do you want to

Do Young People Need Life Insurance?

By |May 29th, 2012|Categories: Blog|Tags: , |

Do young people need life insurance? I've heard this question asked more than once, and unfortunately it's a terrible question. Someone's age has very little to do with whether or not someone needs life insurance. An 18-year-old might need life insurance more than a 90-year-old, depending on their situations. Here is a list of some better questions to ask about

6 Quick Reasons High Deductible Health Insurance Rocks!

By |October 13th, 2011|Categories: Blog, Personal Finance Tips|Tags: , , |

If you have a job that offers benefits, it's probably around the time of year where you need to pick your benefits. Yesterday I talked about how I decided I didn't need long term disability insurance. Today I want to talk about how I do need Health Insurance, and why I love my High Deductible plan. Use "Health Insurance Made

Young Office Workers Don’t Need Long Term Disability Insurance

By |October 12th, 2011|Categories: Blog, Personal Finance Tips|Tags: , , |

Over the next two weeks, I have to decide what kind of benefits I want to pay for at my job. I need to decide what kind of health insurance I want (and I use my Health Insurance Made Easy spreadsheet), as well as dental and vision insurance. Do I want to contribute to my Health Savings Account? And finally,

25 Isn’t So Magical For Car Insurance

By |December 14th, 2010|Categories: Blog, Personal Finance Tips|Tags: , , , |

I've always been told that I would pay way too much for my car insurance until I was 25 years old. I was paying about $80 a month for full coverage before I hit the magic number and when I woke up on my 25th birthday last May, I was expecting a magical car insurance fairy to await me in

The Roof Was On Fire

By |October 6th, 2010|Categories: Blog, Economics / Politics|Tags: , |

Every morning I read a few other blogs because there are some awesome writers out there. These other blogs are entertaining and I have links to some of my favorite sites in my blogroll (the "THOUSANDAIRES" section on the right of your screen) and I was perusing Budgets Are Sexy this morning and I saw this really interesting post about