Everyone experiences it. You have work to do, but you just can’t bring yourself to get started or continue from where you stopped. This feeling is prevalent, and fortunately, there are several ways you can fight it and get work done, even if you’re not in the mood. Let’s look at some of the reasons why you’re unmotivated to do
We are just over a week into 2013 and tomorrow might be your first paycheck of the new year. If you didn't get a raise then it might be smaller than you are used to because taxes have gone up. That's what happens when you live in a country that believes the government should continue to grow and it should
I've been writing about personal finance for over two years now. I've been running numbers, finding out the smartest ways to pay down debt. On multiple occasions I've identified places where I spend too much money (like on eating out). And in many instances I've recognized a problem and done nothing about it. Why worry about spending too much money
As I was updating my net worth this month I realized that my net worth has increased over $31,000 in the past 12 months. Wow! That's over $2,500 a month. And we're talking after tax here. I paid $10,069 in federal income taxes, $3,119 in Social Security and $1,077 in Medicare taxes in 2011. That's another $14,265 I made but
I was a General Business major during the first semester of my freshman year of college. At one point during that semester I thought to myself, "40 years from now, I don't want to look back on my life and say 'I made a bunch of money'. I want to say I helped people and made a difference." I changed
The right song at the right time can completely alter the direction of my day. Some songs make me just want to lay down and take a nap. Others make me want to cry. Some make me laugh, and some help me learn about personal finance. But nothing can improve my mood better than the songs in my "motivation" playlist.