The creation of debt is usually caused by avoidable misunderstandings on the part of the borrower and lender. For example, the borrower assumes they can repay the debt. The lender assumes the borrower will do so. Culpability must always be kept in mind as you learn how to deal with debt collectors. The average person owes over $90,500
“You need to spend money to make money,” is a common phrase. But it’s not actually true. Unless you’re investing in a major project, spending money is just that — spending money. In truth, you don’t need to make any major investments or make major changes to save money every month. Using a few nifty tricks, you can actually cut costs using things you already own.
This pandemic has brought out an aggressively paranoid hypochondriac in me. Several weeks ago, I woke up horribly nauseous. The room began spinning. I was mentally dizzy. My vision was spinning. I was as weak as a newborn faun. Getting out of bed and walking to the bathroom, a journey of several steps, might as well have been a
Over 36 million Americans are unemployed right now. Since unemployment offices are severely stressed, that number may be as high as 60 million. There is never a good time to be out of work. However, since we are in the middle of the horrific COVID-19 pandemic, this is absolutely the worst time to be out of work. Still, no matter
Almost every state is partially or fully reopening in the wake of the initial COVID-19 outbreak. In the initial response to the pandemic, and especially to prioritize medical services for COVID-19 patients, many states suspended elective surgeries. Now, these restrictions are easing. The states of New Mexico and Pennsylvania will resume dental procedures this week. Certain operating restrictions will still
Right now is the time to evolve our thinking when it comes to personal finance. Yes, you should be frightened about the seriousness of the coronavirus pandemic. You’re not paying attention if you’re not scared. As of this posting, over 246,000 people on Earth were killed by the coronavirus. Over 67,000 of those deaths occurred in the United States.