COVID-19, the dangerous new viral strain of the coronavirus.
It’s a pandemic contagion rapidly and exponentially spreading across the world.
I must steel myself in preparation for the dire facts transmitted to me about the virus before I turn on the news.
Many things about COVID-19 worry me, like how it’s rapidly, perhaps even irrevocably, changing our world.
What worries me the most about this pandemic is money.
Saving money, access to money, and the availability of money in the coming months.
Over 30% of Americans might be unemployed by the end of 2020.
“Nonessential,” workers are being encouraged, or ordered, to stay at home (how dispiriting it must be to have your chosen vocation called, “nonessential” by the government) and self-quarantine.
Meanwhile, the telecommuting gig economy is sure to see boom times – if you know what you’re doing.
The only certain thing about this cruel new world is the fact that money is going to get tight for anyone who isn’t financially secure.
It’s all I worry about now.
Securing Work and Making Money
I am very fortunate to have been telecommuting for years now.
When it comes to my employment opportunities, I have great employers.
However, no one can take anything for granted when it comes to employment or money right now.
Making money and keeping money in my pocket for the foreseeable future keeps me up at night now.
Yes, I panic about COVID-19.
I couldn’t claim otherwise with a straight face.
But I am barely containing my panic when I think about how fragile the global economy will become in the coming emotionally trying months.
As a freelance writer, I have several long-term employers and many short-term employers. Still, I am looking for more work in this gig economy.
My personal creative projects and business plans are on the back burner for now, since the global business world is slowly pausing.
I can’t believe I didn’t have the courage to send out more of my business plans and ideas before this dystopian nightmare penetrated our reality.
I am saving money like never before, which I should have done before all COVID-19 hell broke loose.
Believe me, I have been panicking for weeks.
But it’s time for prioritized personal life strategies now.
There are people losing their jobs right now who may not find work for a long time to come.
I am not just going to take my own good fortune for granted. After all, luck and good fortune favor the prepared.
I’ll look for more gig economy work and save more money.
I want to stay healthy. But lack of money is the only thing that’ll make me panic now.
Money. Making more money. Saving more money.
I am going to get back to work and make more money to plan my monthly budgets better.
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Allen Francis was an academic advisor, librarian, and college adjunct for many years with no money, no financial literacy, and no responsibility when he had money. To him, the phrase “personal finance,” contains the power that anyone has to grow their own wealth. Allen is an advocate of best personal financial practices including focusing on your needs instead of your wants, asking for help when you need it, saving and investing in your own small business.