Are retirement savings a priority for you? If not, why aren’t they?
How’s your 401(k) or IRA doing? A typical 401(k) plan returns from 5% to 8% based on a portfolio of 60% stocks and 40% bonds and other conservative investments. If your retirement plan is not meeting expectations, you may be tempted by the high returns of cryptocurrencies like Bitcoin – but should you be wary of incorporating cryptocurrency into your account?
What happens to your employer-based 401(k) account when you leave a job? That’s for you to decide – and if you make no decision, you may end up losing hard-earned benefits.
If I could pick one day a year to repeat over and over again it wouldn't be Christmas. It wouldn't be my birthday either. Nope, the best (or at least most profitable) day of the year for me is 401k match day. My company gives a 100% 401k match for up to 6% of your contributions, and then gives an
I recently took a loan from my 401k to buy my first house (which is closing next week and I'm super excited about) and one of the reasons I'm comfortable using 401k money now is because I have no idea what the government is going to do with retirement funds in the future. The other day I read an article
Last week I wrote about how I took a loan from my 401k to help me pay for my 20% down payment on a house. Some people thought it was a great idea. I even got an email from a good friend telling me that the information was incredibly useful for him and he thanked me profusely. Other readers thought