Bankruptcies Dropping Among Young, But Growing For Seniors

By |August 28th, 2018|Categories: Blog, General Personal Finance, Personal Finance Tips|Tags: , , |

New Study Shows More Retirees Unable to Stay Solvent Bankruptcy is a painful process at any point in life, but it’s especially excruciating when you are at or near retirement age. There’s no time to recover and build retirement income.

How I Fell Into (and Got Myself Out of) $40,000 Worth of Debt

By |June 27th, 2018|Categories: Personal Finance Tips|Tags: , , , |

Jackson Laurel is a freelance financial writer and ghostwriter. I write about personal finances for a living, but that doesn't mean I've always managed my own money as an expert. In fact, my self-education on financial management stems directly from the youthful mistakes that put me in debt in the first place. I write about money management and dealing with

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How Much Debt Repels Daters?

By |May 11th, 2018|Categories: Personal Finance Tips|Tags: , , , |

New Survey Shows Average Amounts That Turn Off Suitors Which is the worst first-date mistake – talking about an ex, eating food off your date’s plate, or mentioning that you are heavily in debt?

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This Lender Repos 1 In 3 Cars It Finances — How to Avoid This Cycle

By |May 2nd, 2018|Categories: Personal Finance Tips|Tags: , , , , |

You frequently hear about America’s crushing student loan debt, but cars are not far behind — especially subprime auto loans.

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Forgiving Student Loan Defaults Might Strengthen the Economy

By |February 14th, 2018|Categories: Personal Finance Tips|Tags: , , |

Student loan defaults could crescendo into the next economic meltdown — but would forgive them really solve the problem?

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Why You Shouldn’t Go to College

By |January 23rd, 2014|Categories: Blog, Personal Finance Tips|Tags: , , |

President Barack Obama has been in the news recently as he invited more than 100 college presidents to DC in an attempt to expand college access, especially to low income students. "More than ever a college degree is the surest path to a stable middle class life," Obama stated. I have a few problems with this. First, when did the

What’s More Important: A Small Waist or a Big Wallet?

By |July 31st, 2013|Categories: Blog, Life|Tags: , , , |

As many of you know I got engaged last year and will be getting married next May. There is a lot of planning, talking with vendors, signing contracts, and of course spending money when you are planning a wedding. There's also a lot of dieting, exercising, and getting in shape for engagement photos, trying on dresses (Tag, not me), and

Put Every Extra Dollar into Paying Down Debt

By |June 21st, 2012|Categories: Blog, Personal Finance Tips|Tags: , , |

I paid off $33,850 of student loan debt in just over four years. Here's Part 3 of how I did it. My first step in paying off student loans was to aggressively pay off my high interest debt. The next step was to make minimum payments while I (unsuccessfully) invested in the hopes of higher returns. The third and final

Make Minimum Payments and Invest for Higher Returns

By |June 20th, 2012|Categories: Blog, Personal Finance Tips|Tags: , , |

I paid off $33,850 of student loan debt in just over four years. Here's Part 2 of how I did it. My first step in paying off my student loans was to spend $500 a month paying off one high interest student loan that I transferred to a 0% APR credit card. This was in addition to paying $300 a

I Paid Off $33,850 in Student Loans in 4 Years

By |June 18th, 2012|Categories: Blog, Life|Tags: , , , |

I graduated from college in May 2008 with degrees in Math and Electrical Engineering and $33,850 in student loans. I paid off the last dollar of those loans on June 15th, 2012. My road to paying off student loans was a long one with many twists and turns. I had considered finding a company that would refinance student loans. I