One of the hardest parts of becoming an independent contractor and a remote worker was developing my own schedule. Who doesn’t like complaining about the cost of gasoline or the annoyance of multi-hour, daily commutes? That reality is built into the cost of being an American employee. However, even though the pandemic is not over, we are definitely living in
I am an American living in Manila, the Philippines right now. I’m a freelance writer working on several writing projects. And one reason I made the move to live here several years ago was to save money on the cost of living expenses. The Philippines was undergoing robust economic expansion before the pandemic and was considered the fastest growing economy
Yes, that is a scandalous headline to use, and it may seem like I am “hating” on Zuckerberg, but I am not. I truly believe that the dawn of the metaverse will change how human beings interact. And not for the better. The metaverse in prototype form in prototype form already exists. There is no avoiding it. And my advice
Do you want to become rich in your lifetime? No, I am not asking you like the get-rich-quick scheme weirdos dressed like The Riddler in those late-night infomercials. If you want to make more money, then you must adjust your mindset about money. Money is a mindset. Money is a tool. Learn these facts about money and you too
There are several steps, mindset adjustments about money, and sacrifices that you must undertake to become a rich person. For one thing, you need to get out of debt. Rich people don’t carry debt to become financially liberated. Pay off all of your debts in a structured and financially responsible manner. Save money. And it doesn’t matter how much money
When I was in my late 20s, I had just gotten married and rented a small studio apartment in Brooklyn, New York. I had grown up in the South Bronx all of my life until that point in an apartment. I had never had to worry about gas meters, electric bills, forced recycling, or other utilities before, let alone rent.
Allen Francis was an academic advisor, librarian, and college adjunct for many years with no money, no financial literacy, and no responsibility when he had money. To him, the phrase “personal finance,” contains the power that anyone has to grow their own wealth. Allen is an advocate of best personal financial practices including focusing on your needs instead of your wants, asking for help when you need it, saving and investing in your own small business.
