How to Pan for Gold in the 21st Century

Do you have an aspirational dream or some bucket list wish item, that you really want to do? Yet, in your heart, you probably accept that you won’t ever really do it. Like BASE jumping? Sky diving? Directing a movie? We all have dreams that will probably remain unfulfilled. There just aren’t enough hours in a day.  Also, as responsible

By |May 1st, 2019|Categories: Life|Comments Off on How to Pan for Gold in the 21st Century

Here’s Why You Should Never Get a Mortgage for a Timeshare

Do you know what a timeshare is? It’s a mysterious word that most people have only heard about but may not know its definition. You might have heard the phrase in 1980’s sitcoms as a plot device. Someone would invite financially struggling characters to a timeshare and then get into a problem that took a half hour to resolve. A

By |April 29th, 2019|Categories: Personal Finance Tips|Tags: , |Comments Off on Here’s Why You Should Never Get a Mortgage for a Timeshare

Is It Time To Ditch Your Car?

In today’s modern world, cars can seem like a necessity, and it’s not hard to see why. Many jobs will require you to have your own form of reliable transportation, and for most people that means saving up to purchase a vehicle of their own. This could be why the auto industry is continuing to grow, with experts predicting that approximately 107 million vehicles will be manufactured worldwide in 2020. But is your car really worth owning? Cars can be incredibly expensive to maintain, lose their value quickly, contribute to climate change, and are risky to both you and others. Here are a few reasons it might be time to ditch your car for good.

By |April 29th, 2019|Categories: Personal Finance Tips|Comments Off on Is It Time To Ditch Your Car?

How To Slim Down Costs When Starting Your Business

So you’ve finally decided to take the plunge and start your own business. While being your own boss and running a business yourself can be an exciting prospect, it can also be a shockingly expensive one. Most people don’t have the capital laying around to invest in an expensive venture like a startup, so keeping your initial expenses to a minimum is essential. Use these tips to keep your initial start up expenses as small as possible, so you can save up enough to get started sooner.

By |April 29th, 2019|Categories: Personal Finance Tips|Comments Off on How To Slim Down Costs When Starting Your Business

How to Create a Compact, Efficient Home Office on a Shoe String Budget

Do you need a place to pay the bills and do personal paperwork? Are you running a small business from your home? Anyone can benefit from the organization and efficiency of a dedicated home office. You may not want to give up an entire room for this purpose. You may have no excess funds to devote, either. Good news: it’s

By |April 23rd, 2019|Categories: Life|2 Comments

Things That Are a Waste of Money: Cell Phone Insurance, Vitamin Supplements and More

I hate the feeling of money burning a hole in my pocket. In my youth, before I worked for a living, I never understood what that saying meant. I appreciate what it means now, however. I work hard for my money. What is the harm if now and then, I spend my own hard-earned money on useless items?  That’s the

By |April 17th, 2019|Categories: Personal Finance Tips|Comments Off on Things That Are a Waste of Money: Cell Phone Insurance, Vitamin Supplements and More